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Nov '25 •
The Compounding Cost of Delay
Compound interest doesn’t just work for investments - it works against you in debt. Every month you delay paying off debt costs you exponentially more than just that month’s minimum payment. It costs you: The credit score you could have raised, the peace you could have felt. The financial opportunities that would have opened the life you could be building
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7d •
It's easy to say NO, because yes requires an action
This is something I learned early on in my career. Ravi, in his Radself Reset, reminded me of this with his mantra, "if it's not a yes, then it's a no." Think about it! Change is difficult. Nobody likes change, but "Change is Constant." As you go through your journey to your new self with new habits, it won't be easy. Just know you are not alone. I am here to answer any questions. I am as close as a DM. If I don't have the answer, I will find someone who does. You can go through the discussion board and ask a question in the "Q and A." You can ask for help in the "Encouragement and Accountability." If you need some motivation, go to "Motivational Quotes." Finally, if you want more funds, check out the "Side Hussles." You can join us on Tuesdays for the Live Q&A hangout. Remember this above all else- YOU ARE NOT ALONE!
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Oct '25 •
Welcome to the Credit Avengers!
Where curiosity meets courage and debt meets its match. Hey Avengers, I'm John Pogue, the Credit Avenger himself - a Navy Veteran, lifelong problem-solver, and your coach-next-door on a mission to help everyday people defeat debt and reclaim their financial power. This community is for people who are done feeling trapped by money and ready to fight back with knowledge, strategy, and support. What We Do Here: Learn how to fix credit and crush debt using the Debt Snowball System Get real-world advice without the fluff or guilt Share wins, challenges, and tools that actually work Build a mindset of freedom, accountability, and progress This isn't just another credit group. It's a movement - built on community, curiosity, and courage. You're not alone. You're an Avenger now.
21h •
Short & powerful
Win of the week E-commerce took me from zero income to consistent 5 figures/month and gave me the capital to invest into my other businesses. No shortcuts just learning, testing, and staying locked in. If you’re curious how I got started or what I’d do differently, happy to share 💬
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Dec '25 •
Why I Am Not Worthless
I am not worthless because I still have something powerful to give: choice. As long as I can make decisions that protect my future, I still hold the shield. ,As long as my actions—no matter how small—move me toward stability, freedom, or clarity, I am not worthless. If my life impacts even one person for the better, I matter.And if that one person is me, that still counts.Especially in this journey. If I can offer love, patience, understanding, encouragement, or even a quiet moment of strength, I’m not worthless. If I can show up one more day, try one more time, or take one more step, then I have worth. If I can trust my own judgment, respect my growing wisdom, and honor the battles I’ve survived, I’m not worthless.If others see that value too, that’s a bonus—but my self-respect is the real credit score that counts. I am not worthless. I am a work in progress. I am rebuilding. I am rising. I am a Credit Avenger.
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skool.com/credit-avenger
For overwhelmed people in debt who want peace of mind, a clear path forward, and up to $6,000 less debt in 3 months.
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