Most people don't realize this, but the same illusions that keep us spiritually stuck also keep us financially trapped. Alan Watts, one of the greatest philosophers of the 20th century, spent his life exposing the lies our minds believe. And honestly? Those lies look exactly like the ones the credit system teaches you. Here's what I mean: The Illusion of the “Separate Self" = The Illusion of “Minimum Payments Work." Alan Watts said the biggest illusion in life is thinking you're separate from everything around you. The Credit Avenger says the biggest financial illusion is thinking minimum payments are “helping.” Both illusions keep you stuck. Because in both cases, you're fighting shadows instead of seeing the truth. Watts’ Teaching: "You suffer because you misunderstand your relationship to things." Credit Avenger Teaching: "You stay in debt because you misunderstand your relationship to interest." Watts taught that once you see clearly, fear collapses. I teach that once you face the numbers, debt collapses. Same principle. Different battlefield. Watts Freed Minds. The Credit Avenger Frees Wallets. Watts exposed: - Ego - Fear - Illusion - The stories we tell ourselves The Credit Avenger expose: - Minimum payments - Predatory interest - Financial avoidance - The lies credit companies hope you never question Watts guided people to inner peace. I guide people to financial peace. The Debt Snowball 2.0 = Applied Zen. You don't overcome fear by wrestling it. You overcome fear by understanding it. You don't overcome debt by paying minimums. You overcome debt by strategic, intentional action: - Weekly payment habits - Knowing your numbers - Behavior change - Awareness instead of avoidance If Alan Watts taught finances, this is precisely the system he'd build. Watts believed enlightenment begins the moment you stop falling for illusions. Debt freedom begins the moment you stop believing the lie that "minimum payments are enough." Wake up! Look clearly. Take action.

Keep going. Celebrate the small wins. Mourn the losses. Then wake up the next day… and fight again. Because sometimes, the most heroic thing you can do is simply not to give up. You’re not just surviving your financial journey — You're becoming your own Credit Avenger. One day, one choice, one victory at a time.

You graduated with honors. Here is a Volkswagen Beetle that I bought many years ago ... It is over 50 years old, but before I give it to you, take it to a dealership downtown and ask how much they are offering you." The son went to the dealership, came back to his father, and said, "They offered me $10,000 because it looks very used." The father said, "Take it to a pawn shop." The son went to the pawn shop, came back, and said, "They only offered me $1,000 because they say it is too old." Finally, the father asked his son to take the car to a classic car club and show it there. The son took the car to the club, came back, and said, "Some people at the club offered me $100,000! Because it is a scarce car and sought after among the members." The father said to his son, "I wanted you to understand that the right place appreciates you in the right way. If they don't value you, don't be angry; it just means you're in the wrong place. Those who truly appreciate you are the ones who recognize your value. Never stay in a place where they don't recognize your value. Facebook unknown

Lately I’ve been answering simple self-reflection prompts — and it surprised me how fast they unlocked memories, emotions, and stories I hadn’t thought about in years. It hit me: 👉 Self-discovery isn’t complicated. It’s just uncomfortable. If you want to try it for yourself, here’s the easiest way to start: Go to ChatGPT and paste this: “Help me explore my life story. Ask me one deep self-discovery question at a time, then help me reflect on my answer.” That’s it. One question. One memory. One breakthrough at a time. Comment “DONE” when you’ve pasted it — and share your first insight. — The Credit Avenger

Let’s be real: it’s rough out there. LinkedIn's latest Workforce Confidence report indicates that job confidence across all age groups is declining rapidly, reaching levels lower than those during the pandemic. Gen Z is feeling it hardest, with confidence down to +15 on a scale of -100 to +100. Millennials, Gen X, and even Boomers - all are losing faith in job security. Here’s the truth most people won’t say out loud: Job security doesn’t come from the company you work for - it comes from the skills, habits, and mindset you build every day. So, if you’re feeling anxious about your future, don’t wait for someone else to fix it. Start becoming recession-proof. That starts with: · Learning how credit really works. · Building an emergency fund. · Investing in your own growth. · Turning curiosity into capability. · Because when confidence in the market drops, confidence in yourself needs to rise. What’s one skill you’re learning right now to make yourself more “layoff-proof”? Drop it in the comments – let’s inspire each other to build unshakable confidence from the inside out.