This company are threatening to raise the cost of my debt to £527.28 if I don't respond! I'm a carer and vulnerable, I'm giving them everything I can afford! We're cold most of the time, Im paying £400 a month to reduce the debt 😭 from other family members, can they do this? They're registered with the solicitors regulatory, I've practically almost to the point of paying it off and they do this

The SFS Is a standardised budgeting tool used across UK debt-advice agencies and by many creditors.

In October 2024, the FCA Issued a Final Notice to VWFS (Volkswagen Financial Services UK) for significant failures In how It treated customers In financial difficulty