Haven't done amortization since I did actuarial math 20 years ago in college so willing to accept any help with deal structuring: I have a seller who wants 190k which is fine because the Zestimate and condition of the house supports it (as is) but not a good deal for wholesaling as a cash deal because the ARV is 239k. Offer Price: 190k Rent: 2500 but using a conservative estimate of 2,000 (24K a year) Down payment: 5k Rate: 2% Duration: 15 years PITI: Taxes and Insurance (5700), repairs (3800), Principal and interest (13800) 1) Would this be a good deal? 2) Is it that I have to ensure PITI is less than Rental Income is that the sole priority or are there other things to consider? It's the first creative deal I am structuring just need to know if it would be a good deal for a potential buyer before I make the offer. If it is not a deal, please explain why so I can learn how to do it better for the other deals to come. @Bernard Property Acquisitions @Zach Ginn