Pure price chart base, sector rotation model and signaling service, SectorSurfer (sumgrouth.com) is signaling a beginning of a bear market. https://www.alphadailybrief.com/Pages/RiskAvoidance.aspx

Ikigai (pronounced ee-key-guy) is a Japanese concept that translates to "a reason for being" or "a reason to wake up in the morning". It represents the intersection of four core elements—what you love, what you are good at, what the world needs, and what you can be paid for—leading to a fulfilling and purposeful

The question we are trying to answer today is: Will Gold and Silver bounce back? - A major Chinese gold trading platform called JWR has collapsed after a surge in retail investor activity tied to rising global gold prices. - Tens of thousands of investors put money into JWR during a strong gold rally, but when prices kept climbing recently, many tried to cash out at once. -The platform couldn’t handle the wave of redemption requests, leading to a liquidity crisis in which it is now unable to pay customers back, with estimated unpaid funds exceeding 10 billion yuan (about US $1.4 billion). -Hundreds of investors protested outside JWR’s Shenzhen offices demanding their money, and police were involved to maintain order Leverage trading for gold and silver will take away a good chunk of liquidity. So I don't think we are expecting the amount of money coming back into the commodity market, especially if certain platforms are overleveraged The question then becomes Does this lead to the domino effect on other markets like Bitcoin, S&P 500, NASDAQ 100? BTC dropped another 6% this weekend.​​​​​​ Join 740+ students inside Investing Accelerator Cheers, Eric --- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In February, my goal is to help 20 people with no financial background to learn long term investing and monthly passive income strategies for retirement. To date, we have 740+ students and our model monthly passive income strategy focusing on making one trade a week using our data driven tools. The program has two parts: • Long-term investing — how to use technical analysis, fundamental analysis combined with data science help us find discounted blue chip stocks We also analyze the macro economic environment on a weekly basis in case we need to hold cash / short the market to hedge our portfolio.

For diversification, I use Fundrise. Besides their real estate development business, their venture startup portfolio has been performing very well. Up 43.58% in 2025. Annualized return of 24.6%. https://fundrise.com/r?i=njj0e

When you join Investing Accelerator, you’re learning how to think about long-term investing and monthly income strategies — not just the mechanics, but how decisions actually get made. Most people assume the most important lessons are: Picking the right stocks Choosing the right time to deploy a monthly income strategy Those matters. But what almost everyone overlooks is the most important piece of the puzzle: Risk management. Every strategy — whether you learned it inside Investing Accelerator or elsewhere — needs a risk management framework that matches that strategy. The more advanced an options strategy becomes, the more customized the tools and risk controls need to be. That’s where most investors get into trouble. In 2025, we reviewed and discussed 35 monthly income trades (one trade a week) as part of our educational examples. Approximately 80% of those positions reached their intended outcome without adjustment Roughly 20% required active risk management When a trade doesn’t go as planned, does that mean you automatically realize a loss and move on? No. One of the defining features of options is flexibility. You can redesign risk and reward by: Extending expiration Adjusting strike prices Changing the underlying security Used correctly, these tools can improve the probability of a favorable outcome — but they also introduce new risks that must be understood and managed. That’s why risk management is not an afterthought. It’s the strategy. For educational illustration only: If someone had applied the same weekly, rules-based approach discussed in our materials to a dedicated, hypothetical monthly income portfolio during 2025, the modeled result would have been approximately +33% before fees, taxes, and execution differences. Past performance does not guarantee future results. Cheers, Eric ------- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com