Most index funds are not made to deal with the bear market. We are told to buy and hold when the market goes down and correct itself. Yes - we can diversify - but most of the industries are correlated (even oil and gas and real estate). This means when the overall market goes down, we all go down together. So after years (17+) of studying the market, I conclude - The best to deal with the bear market is learning how to use inverse index funds. For example - most people buy QQQ NADSAQ 100 long. But you can also buy inverse QQQ NASDAQ 100, which is an ETF that will go up when NASDAQ 100 goes down. By combining the ability to choose from long NASDAQ 100 (bull), inverse NASDAQ 100 (bear), and hold cash, this will give you more flexibility to deal with the market downturn This is especially important because the market is at a high. SPY and QQQ return are hitting 20% per year (which we know the average is 10%). So we are in the middle or near the top of a bull cycle. So the bear cycle is coming. So the secret is: long, inverse, cash. However, rotating between long and inverse can be time consuming. It requires you to have years of experience (and perhaps a machine learning model) It also can be an emotional journey for newbies. That's why we create a fund to address this problem. So I take on the emotional stress instead of you ;) wink wink. (One investor asked me why did I go bald? That's why. I used all my hair to developed the machine learning algorithm) It is our "best" answer to the bear market to date. However, SEC limits only investors with $2.7 million in net asset can invest in this fund. So if you are the qualified few that meet the net asset requirement, you can watch the presentation here to learn more: https://branchpointfunds.com/ Cheers, Eric