for people looking for postpaid phone bill or CNAM update link: https://www.verizon.com/plans/unlimited/ P.S there's a soft credit check when you sign up online (no impact on score) and they may or may not ask for additional verification (A copy of ID & copy of your ITIN)

I just saw my first Bank of America statement, and instead of having my primary address on it, it has the mailing address! Something for new people to keep in mind if they want to use it as proof of address I guess.

What credit cards don't care if you are out of the country 100% of the time and use daily for swiping internationally in countries outside of USA. obviously AMEX and capital one are out and high risk.

https://www.mayerbrown.com/en/insights/publications/2026/06/fincen-and-banking-agencies-issue-joint-advisory-on-non-work-authorized-populations-and-itin-based-account-due-diligence https://www.creditandcollectionnews.com/cfpb-and-fincen-sharpen-focus-on-non-work-authorized-populations-ability-to-repay-and-bsa-aml-risk/

Hi everyone, I recently received my ITIN number and I'm trying to start building my U.S. credit profile. The problem is that I've applied online for several checking accounts with different banks, and I've been rejected by all of them. I've also tried applying for both secured and unsecured credit cards but haven't had any success. I'm a complete beginner when it comes to U.S. credit, and I'm not sure what the best next step is. For those who started with only an ITIN: - Which banks were willing to open an account for you? - Which secured credit cards approved you? - How did you build your credit score from zero? - What is the fastest and most effective way to establish credit with an ITIN? I'd really appreciate hearing your experiences and any recommendations. Thanks in advance for your help! 🙏