The Wells Fargo Signify Business Card is a no-annual-fee business credit card designed for small business owners seeking straightforward value and purchasing power. It offers unlimited 2% cash back on every purchase with no categories to track or caps to worry about. The card includes tools for managing employee cards, monitoring spending, and streamlining cash flow. With zero foreign transaction fees and built-in fraud protection, it’s a strong choice for everyday business expenses both domestically and internationally. Applicants typically need good to excellent credit (700+ recommended) to qualify.

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What are your thoughts on Navy Federal Secured Cards, Loans and building a relationship with them? Do you feel they are a good bank to be building a long-term relationship with?

Online disputes = waiving rights 📌 You lose: – The right to sue – The right to real investigation – The right to enforce timelines

- Amex – Experian - Bank of America – Equifax - Barclaycard Apple Rewards – Experian (720+; $3,500 limit) - BMW Financial Services – Experian - BMW Financial Services – Experian (695+; $50,000 lease) - Capital One Auto Finance – Experian, Equifax - Capital One Auto Finance – Experian (650+; $30,000 with proof of income) - Capital One Bank Credit Cards – Equifax, TransUnion - Capital One Venture – Experian, TransUnion (650+; $5,000 limit) - Capital One Quick Silver 1 – Experian (600+; $500 limit) - Capital One Venture – Experian (680+; $20,000 with 2 authorized users over $10,000 each) - Car Smart – TransUnion - Carmax – Experian, Equifax, TransUnion - CBNA Credit Cards – Experian, Equifax - Centric Credit Union Visa – Experian (530+; $500 limit) - Chase Bank – Experian, Equifax - Chase – Experian (750+; $10,000 limit) - Chase Amazon Rewards – Experian (750+; $7,000 limit) - Chase Freedom – Experian (750+; $7,000 limit) - Chase Ink Bold – Experian (720+; $15,000 limit) - Chase Sapphire Preferred – Experian (720+; $18,000 limit) - Chase Southwest Plus – Experian (750+; $3,500 limit) - Chase United Explorer – Experian (720+; $19,500 limit) - Citibank Best Buy – Equifax - Citi American Airlines Platinum – Experian (720+; $6,500 limit) - Citi Double Cash / Citi Thank You Premier – Experian (720+; $6,800 limit) - Citizen’s Bank (location specific) – Equifax - Community First Credit Union (region specific) – Equifax - Community – TransUnion or Equifax - Credit Union of Texas – Equifax - Credco Auto Reseller – Experian, TransUnion - Chrysler Credit – TransUnion (Does not report to D&B) - Dell Computers Preferred Account – Experian (690+; $1,500 limit) - Delta Skymiles Gold Amex – Experian (660+; $5,000 limit) - Digital Credit Union (DCU) Personal Loan – Experian (700+; $26,000 limit) - Digital Credit Union (DCU) Auto Loan – Experian (700+; $25,000 with proof of income) - Direct TV – Equifax - Discover Card – Equifax, TransUnion - Discover It – Experian (620+; $1,500 to $5,500 limit) - Drive Finance Auto Financing – Experian, TransUnion - Elan Financial – Equifax - Fifth Third Bank – TransUnion - FIA Amex Fidelity American Express – Experian (740+; $9,000 limit) - Fidelity Amex Investment Rewards – Experian (720+; $12,500 limit) - Fidelity Investment Rewards Visa Signature Card – Experian (750+; $7,500 limit) - FirstBank Credit (FNBO) SavingStar Amex – Experian (650+; $1,000 limit) - FNBO/NRA – Experian (740+; $8,500 limit) - First Choice Bank – Primer Visa – Experian, Equifax, TransUnion - First Data Merchant Services – Credit Card Merchant Account Processor - Greater Texas FCU – Experian (620+; $27,000 limit) - Hertz Corporation – Equifax - Home Depot – Experian (650+ minimum) - HSBC – TransUnion - Jared/Sterling – Experian (600+; $1,500 limit) - JCB Marukai Premium California – Experian (750+; $5,000 with proof of income) - JCrew (Comenity) – Experian (600+; $750 limit) - JP Morgan Chase Business – TransUnion, ChexSystems - JP Morgan Chase Bank – Equifax - Kohls – Experian (560+; $300 limit) - Lexus Financial Services – Experian (690+; $90,000 lease) - Mercedes Auto – TransUnion, Experian, Equifax - Macys – Experian (700+; $1,000 limit) - NASA FCU Platinum Rewards – Experian - NASA Visa Platinum Cash Rewards – Experian (735+; $20,000 limit) - Navy Federal Credit Union – Equifax, TransUnion - NFCU GoRewards Visa – Experian (660+; $1,000 limit) - Navy Federal Credit Union – Business – TransUnion - Nordstrom – Experian (620+; $1,000 limit) - OneMain Financial – Equifax - Overstock.com (Comenity Bank) – Experian (640+; $2,200 limit) - PEX Card – Will start Experian Business file - PNC Bank – Experian - PNC Bank – Experian (750+; $10,000 limit) - Prosper – Experian (640+; $15,000 limit) - RBS – Citizens Bank – Equifax - Red Check – Equifax - Restoration Hardware – Experian (700+; $2,000 limit) - Road Loans – Equifax - Sam’s Club – Experian (660+; $700 limit) - SchoolsFirst FCU – Experian (660+; $12,000 limit) - Sprint Nextel – Equifax - Sportsmans Guide (Comenity Bank) – Experian (680+; $2,500 limit) - SunTrust Bank – TransUnion - Stash (Synchrony) – Experian - TD Signature Visa – Experian (700+; $5,000 limit) - Tempur-Pedic – Wells Fargo Financial National Bank – Experian (745+; $5,000 limit) - TD Bank – Experian - T-Mobile – Equifax, TransUnion - True Value (Comenity Bank) – Experian (640+; $350 limit) - USAA – Equifax - Verizon Wireless – Equifax, Experian - Vystar – Equifax (region specific) - Victoria’s Secret – Experian - Wells Fargo Bank – Experian, ChexSystems - Wells Fargo Credit Cards – Equifax - Wells Fargo Auto Finance – Experian, Equifax - Affinity Plus – (Join Foundation) - Allegacy Federal CU – (Join Association application process) - Applied Bank - Barclays - BBVA Compass Bank - CFNA - Discover – (Equifax 50% of the time) - Eaton Family CU – Ohio only - Fifth Third Bank - First Premier Bank - GECRB (General Electric Capital Retail Bank) - John Deere Financial - KEMBA Financial CU – Angie’s List Eligible, pulls Equifax - Lake Michigan CU – ALS Assoc Eligible - Lending Club - Mazuma CU – Join Harry S Truman Library & Museum - Mercedes Benz Credit Corp - Merrick Bank - Michigan First CU - PNC – TransUnion 50% of the time - Regions Bank (region specific) - RBFCU - Smart Financial CU – $60 to join Houston Museum - Synchrony Bank – (See store card listing below; also pulls Experian) - State Farm - UMB - U.S. Bank - VW