The Wells Fargo Signify Business Card is a no-annual-fee business credit card designed for small business owners seeking straightforward value and purchasing power. It offers unlimited 2% cash back on every purchase with no categories to track or caps to worry about. The card includes tools for managing employee cards, monitoring spending, and streamlining cash flow. With zero foreign transaction fees and built-in fraud protection, it’s a strong choice for everyday business expenses both domestically and internationally. Applicants typically need good to excellent credit (700+ recommended) to qualify.