Jul 24 • General discussion 🗣️
Lender / Credit Bureau / Minimum Credit Score (if available)
- Amex – Experian
- Bank of America – Equifax
- Barclaycard Apple Rewards – Experian (720+; $3,500 limit)
- BMW Financial Services – Experian
- BMW Financial Services – Experian (695+; $50,000 lease)
- Capital One Auto Finance – Experian, Equifax
- Capital One Auto Finance – Experian (650+; $30,000 with proof of income)
- Capital One Bank Credit Cards – Equifax, TransUnion
- Capital One Venture – Experian, TransUnion (650+; $5,000 limit)
- Capital One Quick Silver 1 – Experian (600+; $500 limit)
- Capital One Venture – Experian (680+; $20,000 with 2 authorized users over $10,000 each)
- Car Smart – TransUnion
- Carmax – Experian, Equifax, TransUnion
- CBNA Credit Cards – Experian, Equifax
- Centric Credit Union Visa – Experian (530+; $500 limit)
- Chase Bank – Experian, Equifax
- Chase – Experian (750+; $10,000 limit)
- Chase Amazon Rewards – Experian (750+; $7,000 limit)
- Chase Freedom – Experian (750+; $7,000 limit)
- Chase Ink Bold – Experian (720+; $15,000 limit)
- Chase Sapphire Preferred – Experian (720+; $18,000 limit)
- Chase Southwest Plus – Experian (750+; $3,500 limit)
- Chase United Explorer – Experian (720+; $19,500 limit)
- Citibank Best Buy – Equifax
- Citi American Airlines Platinum – Experian (720+; $6,500 limit)
- Citi Double Cash / Citi Thank You Premier – Experian (720+; $6,800 limit)
- Citizen’s Bank (location specific) – Equifax
- Community First Credit Union (region specific) – Equifax
- Community – TransUnion or Equifax
- Credit Union of Texas – Equifax
- Credco Auto Reseller – Experian, TransUnion
- Chrysler Credit – TransUnion (Does not report to D&B)
- Dell Computers Preferred Account – Experian (690+; $1,500 limit)
- Delta Skymiles Gold Amex – Experian (660+; $5,000 limit)
- Digital Credit Union (DCU) Personal Loan – Experian (700+; $26,000 limit)
- Digital Credit Union (DCU) Auto Loan – Experian (700+; $25,000 with proof of income)
- Direct TV – Equifax
- Discover Card – Equifax, TransUnion
- Discover It – Experian (620+; $1,500 to $5,500 limit)
- Drive Finance Auto Financing – Experian, TransUnion
- Elan Financial – Equifax
- Fifth Third Bank – TransUnion
- FIA Amex Fidelity American Express – Experian (740+; $9,000 limit)
- Fidelity Amex Investment Rewards – Experian (720+; $12,500 limit)
- Fidelity Investment Rewards Visa Signature Card – Experian (750+; $7,500 limit)
- FirstBank Credit (FNBO) SavingStar Amex – Experian (650+; $1,000 limit)
- FNBO/NRA – Experian (740+; $8,500 limit)
- First Choice Bank – Primer Visa – Experian, Equifax, TransUnion
- First Data Merchant Services – Credit Card Merchant Account Processor
- Greater Texas FCU – Experian (620+; $27,000 limit)
- Hertz Corporation – Equifax
- Home Depot – Experian (650+ minimum)
- HSBC – TransUnion
- Jared/Sterling – Experian (600+; $1,500 limit)
- JCB Marukai Premium California – Experian (750+; $5,000 with proof of income)
- JCrew (Comenity) – Experian (600+; $750 limit)
- JP Morgan Chase Business – TransUnion, ChexSystems
- JP Morgan Chase Bank – Equifax
- Kohls – Experian (560+; $300 limit)
- Lexus Financial Services – Experian (690+; $90,000 lease)
- Mercedes Auto – TransUnion, Experian, Equifax
- Macys – Experian (700+; $1,000 limit)
- NASA FCU Platinum Rewards – Experian
- NASA Visa Platinum Cash Rewards – Experian (735+; $20,000 limit)
- Navy Federal Credit Union – Equifax, TransUnion
- NFCU GoRewards Visa – Experian (660+; $1,000 limit)
- Navy Federal Credit Union – Business – TransUnion
- Nordstrom – Experian (620+; $1,000 limit)
- OneMain Financial – Equifax
- Overstock.com (Comenity Bank) – Experian (640+; $2,200 limit)
- PEX Card – Will start Experian Business file
- PNC Bank – Experian
- PNC Bank – Experian (750+; $10,000 limit)
- Prosper – Experian (640+; $15,000 limit)
- RBS – Citizens Bank – Equifax
- Red Check – Equifax
- Restoration Hardware – Experian (700+; $2,000 limit)
- Road Loans – Equifax
- Sam’s Club – Experian (660+; $700 limit)
- SchoolsFirst FCU – Experian (660+; $12,000 limit)
- Sprint Nextel – Equifax
- Sportsmans Guide (Comenity Bank) – Experian (680+; $2,500 limit)
- SunTrust Bank – TransUnion
- Stash (Synchrony) – Experian
- TD Signature Visa – Experian (700+; $5,000 limit)
- Tempur-Pedic – Wells Fargo Financial National Bank – Experian (745+; $5,000 limit)
- TD Bank – Experian
- T-Mobile – Equifax, TransUnion
- True Value (Comenity Bank) – Experian (640+; $350 limit)
- USAA – Equifax
- Verizon Wireless – Equifax, Experian
- Vystar – Equifax (region specific)
- Victoria’s Secret – Experian
- Wells Fargo Bank – Experian, ChexSystems
- Wells Fargo Credit Cards – Equifax
- Wells Fargo Auto Finance – Experian, Equifax
- Affinity Plus – (Join Foundation)
- Allegacy Federal CU – (Join Association application process)
- Applied Bank
- Barclays
- BBVA Compass Bank
- CFNA
- Discover – (Equifax 50% of the time)
- Eaton Family CU – Ohio only
- Fifth Third Bank
- First Premier Bank
- GECRB (General Electric Capital Retail Bank)
- John Deere Financial
- KEMBA Financial CU – Angie’s List Eligible, pulls Equifax
- Lake Michigan CU – ALS Assoc Eligible
- Lending Club
- Mazuma CU – Join Harry S Truman Library & Museum
- Mercedes Benz Credit Corp
- Merrick Bank
- Michigan First CU
- PNC – TransUnion 50% of the time
- Regions Bank (region specific)
- RBFCU
- Smart Financial CU – $60 to join Houston Museum
- Synchrony Bank – (See store card listing below; also pulls Experian)
- State Farm
- UMB
- U.S. Bank
- VW
Store Cards (mostly TransUnion-based):
- Amazon Store (Synchrony and Chase)
- American Eagle (Synchrony)
- Ameriprise (Barclays)
- Apple (Barclays)
- Ashley Furniture (Synchrony)
- Banana Republic (Synchrony)
- Belk (Synchrony)
- Babies R Us (Synchrony)
- Barclaycard Arrival
- BJ’s (Barclays)
- Bridgestone (CFNA)
- Care Credit (Synchrony)
- Chevron (Synchrony)
- Dillard’s (Synchrony)
- eBay (GECRB)
- Firestone (Citibank)
- Gap (Synchrony)
- Golfsmith (Synchrony)
- Guide Dogs (UMB)
- H.H. Gregg (Synchrony)
- Hooters (Merrick Bank)
- JCPenney (Synchrony)
- Linux (UMB)
- L.L.Bean (Barclays)
- Old Navy (Synchrony)
- PayPal (Synchrony)
- Priceline (Barclays)
- QVC (Synchrony)
- Rooms To Go (Synchrony)
- Sallie Mae (Barclays)
- Sam’s Club (Synchrony)
- Texaco (Synchrony)
- TJX
8
3 comments
Lender / Credit Bureau / Minimum Credit Score (if available)
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