Activity
Mon
Wed
Fri
Sun
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
What is this?
Less
More
Fund To Freedom

259 members โ€ข $5,800/year

Funding Hub

701 members โ€ข Free

Q's Mastermind

5.8k members โ€ข Free

MM
Morby Method Labs

226 members โ€ข Free

Mortgage Broker Mastery

93 members โ€ข $97/month

Don't Buy Real Estate

313 members โ€ข Free

Actual Tax Law

13k members โ€ข Free

Transactional Funding Roadmap

12.7k members โ€ข Free

Commercial Real Estate 101

6.4k members โ€ข Free

10 contributions to Funding Hub
Seasoning
Is there seasoning when converting from a HML to a DSCR? Does it matter who funds the HML?
3 likes โ€ข 17d
@Paul Brown I can do 80% cash out no seasoning if there's been rehab involved, otherwise I can do 75% LTV with no seasoning.
2 likes โ€ข 17d
@Paul Brown I haven't done a tiny home, I can't say about that. I can do co-living/sober living, the most important thing with those is how the lease is structured. Lender's don't like rent by the room or bed, they like a 1 year master lease.
๐Ÿšจ Heads up โ€” Tuesday night is going to be eye opening.
Josh Trujillo is coming to talk DSCR lending and if youโ€™re not on the call, youโ€™re going to hear about it from everyone who was. DSCR lending is quietly one of the most powerful tools in creative finance, core to Mary Method deals โ€” and Josh is breaking it down live. ๐Ÿ“… Tuesday night. Mark it. Drop a ๐Ÿ‘‘ in the comments if youโ€™re in.
8 likes โ€ข May 16
Looking forward to it! ๐Ÿ‘‘
DSCR Loans
I have a potential client wanting to know if DSCR loans are available for RV parks. From my understanding I would think so but wanted to be sure.
6 likes โ€ข May 13
DSCR are typically only for SFR 1-4 units, although SOME lenders will go up to ~10 units. From my experience, investors have had success financing RV Parks or MHPs using smaller local bank/credit unions or SBA loans.
Mobile Homes
@Joshua Trujillo @Paul Brown do we know if our Morby HML or DSCR lenders will lend on mobile Homes/ manufactured homes? Is there a certain year?
3 likes โ€ข May 13
@Paul Brown Iโ€™ve seen borrowers have success using local smaller banks/credit unions or using an SBA loan for MHP. For individual mobile/manufactured homes, I can typically do those but not for morby deals.
1-10 of 10
Joshua Trujillo
3
4 points to level up
@joshbtrujillo
๐Ÿ’ฐ DSCR Specialist ๐Ÿ’ผ Mortgage Broker at DSCR Kings ๐Ÿก Fix & Flip, Purchase and Refi Loans Nationwide ๐Ÿ‘‡๐Ÿผ Contact info below

Active 4h ago
Joined Dec 18, 2025
Colorado
Powered by