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8 contributions to Transactional Funding Hub
๐Ÿšจ Heads up โ€” Tuesday night is going to be eye opening.
Josh Trujillo is coming to talk DSCR lending and if youโ€™re not on the call, youโ€™re going to hear about it from everyone who was. DSCR lending is quietly one of the most powerful tools in creative finance, core to Mary Method deals โ€” and Josh is breaking it down live. ๐Ÿ“… Tuesday night. Mark it. Drop a ๐Ÿ‘‘ in the comments if youโ€™re in.
3 likes โ€ข 7h
Looking forward to it! ๐Ÿ‘‘
DSCR Loans
I have a potential client wanting to know if DSCR loans are available for RV parks. From my understanding I would think so but wanted to be sure.
5 likes โ€ข 4d
DSCR are typically only for SFR 1-4 units, although SOME lenders will go up to ~10 units. From my experience, investors have had success financing RV Parks or MHPs using smaller local bank/credit unions or SBA loans.
Mobile Homes
@Joshua Trujillo @Paul Brown do we know if our Morby HML or DSCR lenders will lend on mobile Homes/ manufactured homes? Is there a certain year?
3 likes โ€ข 4d
@Paul Brown Iโ€™ve seen borrowers have success using local smaller banks/credit unions or using an SBA loan for MHP. For individual mobile/manufactured homes, I can typically do those but not for morby deals.
How deep is YOUR AI use right now? ๐Ÿ‘‡
Hey skool friends! ๐Ÿ™Œ AI is completely changing the game right now. Are you just pinging it with quick questions? Or going deeperโ€”letting it write documents, code, do research, and help with the daily grind? Are you using AI agents to work for you 24/7? Drop it in the comments: Whatโ€™s your current go to AI tool, and what are you planning in the next 1-3 months? Your take could light up someone elseโ€™s next level.
4 likes โ€ข Mar 17
I'm using ChatGPT for more reasoning, logic and critique of my business/ideas. I started using Claude Cowork/Code in the last few weeks to build out more automations within my business and to build my website, create new dynamic submission forms, built a loan calculator and it helped me create a funnel page and DSCR guide I giveaway on my website. Any process that can be automated in my business will be automated!
3 likes โ€ข Mar 18
@Kathleen Miller Anything over 1.0 is good for most lenders. Some will go below, like down to 0.75 on a case-by-case basis, but the stronger the DSCR, the better the terms.
Quick Introduction ๐Ÿ‘‹๐Ÿผ
Iโ€™ve been around in the group for a bit and wanted to make a quick introduction. My name is Josh, and Iโ€™m a mortgage broker who focuses on DSCR loan products for real estate investors. Iโ€™m always happy to talk through scenarios, answer questions, and help people better understand how DSCR loans work and where they fit best. I also work with a lender that can handle deals involving seller carry in second position, so Iโ€™m always glad to look at more creative scenarios too. Iโ€™ve known Paul for a while, so Iโ€™m excited to be part of the group and get to know everyone else here as well. Looking forward to connecting with you all. Let's connect! ๐Ÿ“ฒ
Quick Introduction ๐Ÿ‘‹๐Ÿผ
3 likes โ€ข Mar 16
@Kathleen Miller Always happy to talk about DSCR loans! ๐Ÿค๐Ÿผ
3 likes โ€ข Mar 17
@Lewis Martin I also pay referral fees for anyone referred to me when we fund their loan! Doesn't have to just be for a seller carry deal! ๐Ÿซก
1-8 of 8
Joshua Trujillo
3
19points to level up
@joshbtrujillo
๐Ÿ’ฐ DSCR Specialist ๐Ÿ’ผ Mortgage Broker at DSCR Kings ๐Ÿก Fix & Flip, Purchase and Refi Loans Nationwide ๐Ÿ‘‡๐Ÿผ Contact info below

Active 7h ago
Joined Dec 18, 2025
Colorado
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