@Harold Ricker Welcome to the group, Harold! Love the focus on distressed sellers, that’s a space with a lot of opportunity right now. What got you into private money brokering and this niche specifically?

@Justin Cox Welcome to the community

@Daryl Crabtree I appreciate you taking the time to go over everything with me. Just so I understand clearly, is the main blocker right now strictly the 30% down + seasoned funds requirement, or are there any alternative structures you’ve seen work in situations like mine? I’ve been actively making offers and I’m serious about getting something closed, but I keep running into the same wall with capital seasoning and upfront liquidity. Out of curiosity, have you worked with investors who were able to structure deals creatively without having that full amount sitting seasoned in the bank? I’m open to exploring different approaches if there’s a path that actually works, I just want to make sure I’m not missing something. Let me know your thoughts when you get a chance.

@Bruce Raleigh Nice, that “duh” moment hits hard when it clicks Out of curiosity, what part of single family had you overthinking the most when you started? And are you still focused there right now or already leaning into commercial?

@Bruce Raleigh That’s a really solid takeaway, especially “fail forward.” That mindset is usually what separates people who stay stuck from people who actually build momentum. What you’ve described is exactly how confidence is built in this space: not from waiting until you feel ready, but from doing enough deals to start recognising patterns and improving your judgement over time. The next step from here is making that process more intentional rather than just reactive. Instead of just looking at deals and learning as they come, start narrowing your focus: - Pick a clear criteria for what you would consider a “good deal” in your current commercial space - Actively filter opportunities through that lens consistently - And start tracking what you pass on vs what you pursue, and why That way, your confidence doesn’t just come from experience in general, but from a structured understanding of why you’re making each decision. What kind of commercial deals are you currently focusing on right now?