Plus Another Win, But I Just Got it Against The DCAs
From an email i received this week from a man: alan; He does spend the first few sentences apologizing for the delay in telling me lol ๐คฃ The other reason for sending you this message :peter. is to say thank you very much for all your help so far. You have another success on your hands. ๐๐ On Monday just gone, 3rd February 2025 at Preston County Court, my "Defence" against "TM Legal Services Limited" and "Perch Capital Limited" for an alleged "debt" originating from "a failure to make payments for an AA Credit Card" was successful and the Judge did dismiss the case. Following your Zoom training course on 15th December 2024 (i think), i did squeeze one last SAR to "Perch Capital Limited" and when the (surprisingly quite prompt) reply was received ignoring my request (again) for a copy of the Deed of Assignment i did send the follow-up, which did result with a reply right at the last minute quoting the usual "it contains sensitive information" and refusal to provide a copy of the Deed of Assignment because "we don't need to". i was able to include this information in my bundle of documents. The Judge did seem a decent fella and held that we do require evidence of the Deed of Assignment. They tried citing the original account number as evidence on the balance of probabilities that the assignment had actually taken place. ๐ i also did discuss with the Judge that although the claimant was not obliged to provide the Deed of Assignment under the "Law of Property Act 1925", i am entitled to see a copy of my personal data under "GDPR" contained on that document, the Deed of Assignment. i either forgot about this over the time that has passed, or did not even research this aspect and completely overlooked it until you talked about it on your training event :peter: so i do thank you again.