Hi. Can anyone advise me on the following please. So I received a email saying somethings changed on credit file, when I checked it says default notice entered on 30.11.25, says it’s for Vodafone £92 from 3yrs 8 months ago. When I click on the click it sends me to Vodafone website to pay which I’m defo not doing. Firstly Ive lived at my currently property for over 4yrs, no contact made and tbh I know nothing about this. Secondly I don’t know why it’s just landed on my file now?! I don’t have a CCJ for it which tells me they probably don’t have the original contract etc or it’s been put on by DCA possibly Lowell’s who are always sending letters but I don’t open them. Everytime I deal with something another prick pops up with something else. What’s the best way to deal with it, is it to appeal with equifax? And if so what grounds? What’s my argument and the best approach? I’d appreciate any advice 🙏😊

I've been trying to catch up with meetings but the last one I can watch is 13th November. I can't see any other options to use - any ideas please?

Come play with me...lol

hi all!! am struggling filling the help with fees form when asked what am applying for? anyone? and also was given online by gov uk:northampton court previously when searched found central london county xourt which one?

I sent a SAR to CNBC for 2 cases way back in June/July this year and last week got this from MOJ. I DID NOT send this to the MOJ. Anyone else had this as a result of sending a SAR to CNBC? Interestingly, second last paragraph, they want a copy of the photo page of passport or driving licence and then say "PLEASE NOTE WE REQUIRE UNREDACTED PHOTO ID" Yeah right, they'll get a photo of my arse!