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34 contributions to Tradeline Secrets
Question of Application
Talking with a future member of this group, he brought something I have been thinking about since I started having children and thinking of the word “Legacy” and the word trust came up. Does the application of funding apply to a trust? I’m not even sure where to begin on that but I know I need education on it and wondered if this wisdom that is being shared in this group applies to them as well?
Trusts can absolutely get credit, but the game changes a bit. You'll need an EIN for the trust, and the qualification path depends on whether it's an irrevocable trust (harder) or a living trust (more flexible). Happy to share what I've seen work if you want to DM me the specifics of what you're setting up.
🚨 Investors with FUNDING but no deals? Read this.
🚨 Investors with FUNDING but no deals? Read this. Hi, I’m Jennifer Silletto — REALTOR®, investor, and I specialize in purchasing bank-owned (REO) properties that most people don’t know how to access or win. I know REO's because I am an REO listing agent for the banks. Since October 2023, I’ve personally acquired 15 REO properties across the Midwest. Some I’ve held as rentals, others I’ve flipped — so I’m not just finding deals, I’m actively doing them. Here’s where I come in 👇 I work with investors who:✅ Have access to capital (including 0% business credit 💳)❌ But don’t have consistent deal flow These are bank-owned opportunities that are auctioned online through various platforms, inspected by my contractors, I verify ARV and structure them so you can step in as the buyer. 💼 My role: - Identify and secure the opportunity - Provide deal insight and strategy - Guide you through the process based on real experience ⚡ My strategy: From acquisition → renovation → refinance/flip, my projects are structured to move FAST.I typically target a ~90-day turnaround to refinance and close escrow, leveraging my network of reliable contractors and property co-hosts to execute efficiently. 💰 My fee: - $15,000 consulting fee per deal (JV Agreement signed) - Paid at closing + refinance 🏠 Your role: - You take title - You control the project - You fund the deal - You keep the upside This is ideal for someone who wants access to real deals AND a clear execution path — not just a random property. If you’re working with funding (especially through David’s 0% credit strategy) but need actual properties to deploy it, this is where we can collaborate. 📩 Comment “DEALS” or message me directly and I’ll walk you through current opportunities. Let’s put your capital to work. My strategy has been to BRRR and I am able to get most if not all of my initial investment back. I can provide property addresses and photos.
🚨 Investors with FUNDING but no deals? Read this.
REO is definitely an underutilized channel for investors. Curious what your typical timeline looks like from identifying a property to closing? And are you working with investors nationwide or focused on the Midwest?
My Introduction
👋 Hi, I'm Creed! 📍 Location: Dallas, TX 💳 Current Credit Situation: [in the 750+ range with a thin profile looking to optimize it so I can be more ready to fund. 🎯 Main Goal: Become fundable & Get $50K–$250K+ in funding 🚀 What I'm Working On: Getting my profile streamlined for a profile banks love and getting my existing business structures right so I can get them funding for their specific purposes. 💬 Looking forward to connecting!
Welcome to the group Creed! good start with that 750+ score. Thin file is an easy fix, just a matter of strategically adding the right accounts and letting them age. You're in a great position to stack fast once you lock in the profile setup. Let's get you funded!
I'm exciting for these new updates
Many of you may have seen the theme update. That's just one piece that I've updated. However I put together a get funding ready guide as well. Right now I have some of my CIAs reviewing the content. Not the type that works for the government. But a small focus group that can tell me exactly what hits. I want you guys to win. And that is why I created that focus group. Thanks, David R.
4 likes • Mar 22
This is awesome David! The theme update already hits different, but the funding guide is what I'm actually excited about. Always appreciate you putting in the work to make sure the resources actually help people get results. Can't wait to see it when it's ready.
The Plan Is Simple
Remove the inquiries. Let the score update. Stack the funding. That's it. This client had Chase and Wells Fargo inquiries dragging them down. We got Experian to remove them score jumped to 813. Then Equifax posted and they went up 58 points to 804. Now we meet and see what we can do with those numbers. I do this all the time. The plan isn't complicated. The execution is what matters.
The Plan Is Simple
2 likes • Mar 21
58 points on Equifax is no joke. That's a whole new tier of approval odds and better rates. Inquiry removal is one of those things that sounds simple until you actually get it done and see the numbers move. Execution is everything. Good work getting that done for them.
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@troy-johnston-8470
Founder @ StackEasy.ai

Active 21m ago
Joined Feb 19, 2026
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