Cabot SAR LBC ESTOPPLE final
If anyone is interested here is a redacted letter to cabot before i take them to court, Also giving them the chance to delete and repair my credit file if they see fit to go with that option! This is one of many i have sent over the years the only change here is to see if they rather delete me or play Business and property court chancery time. Hedge you bets. Any comments or suggestion please feel free. And if it helps anyone please feel free. Kind regards Shaun... Sorry its long and just pasted from my letter so the formatting is not great,But if you want the document file for word office etc i can upload it. Redacted / Web-Safe Version – Letter Before Action Template You can tweak headings / wording when you paste it to your site. LETTER BEFORE ACTION(UK GDPR, DPA 2018, CCA 1974, FCA CONC, HARASSMENT, UNFAIR RELATIONSHIP, ESTOPPEL & EQUITABLE RELIEF) Sent via: Royal Mail – Recorded Delivery (Signed For) Date: [INSERT DATE] From:[YOUR NAME][YOUR ADDRESS LINE 1][YOUR ADDRESS LINE 2][YOUR TOWN/CITY][POSTCODE] To:The Data Protection Officer / Legal Department[DEBT PURCHASER / COLLECTION FIRM NAME][COMPANY ADDRESS LINE 1][COMPANY ADDRESS LINE 2][TOWN/CITY][POSTCODE] Re: Letter Before Action – Data Protection, Consumer Credit, Harassment, Unfair Relationship & Equitable Relief Your Reference: [INSERT THEIR REFERENCE NUMBER]Alleged Account: [ORIGINAL CREDITOR NAME, E.G. “Lloyds Banking Group Credit Card”]Alleged Balance: approx. £[INSERT AMOUNT] Dear Sir/Madam, I write further to extensive previous correspondence and multiple Subject Access Requests (SARs) regarding the above-referenced alleged account. For the avoidance of doubt, I do not admit liability for any alleged debt to [DEBT PURCHASER NAME] or to [ORIGINAL CREDITOR NAME], whether in law or in equity. All rights are strictly reserved. This letter constitutes a formal Letter Before Action. If the matters set out below are not resolved within the time limit specified, I intend to commence legal proceedings without further notice.