When you've waited too long to think about retirement and find it is 💥 boom right around the corner, do you begin investing at 0 to $25/month and keep working? I love my work, but I am now realizing I can't do it as long as I thought I could. 🤔 Need to make my money start to work for me at turbo speed. Suggestions appreciated.

Hi! Happy New Year! Would like to be FI soon but my numbers are not there yet. Also would like to retire one day…still working the numbers, too but I am trying not to get discouraged. Looking forward to 2026 as year of making progress.