I’m thankful for the financial education that put me on a strong path before a car accident that totaled my car and an expensive move to be closer to work. Even though I‘ve been thrown off of my dollar cost averaging plan, I've been able to enjoy the fruits of the financial foundation I built before the accident. My emergency savings helped big time. Despite the increased spending on all kinds of things that I need now, I’m still nearly debt free. Very soon, I’ll be back investing. Knowledge is power and ignorance is expensive. I’m glad that I joined this group. I’ve learned so much. Big love to you all who continue to share your wisdom. It’s helped me so very much.