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Fearless & Funded

71 members • Free

28 contributions to Fearless & Funded
Happy Thanksgiving!!
Happy Thanksgiving everyone!! We wish you and your families a wonderful day spent with love, laughter, and gratefulness!
4 likes • Nov '25
Happy Thanksgiving everyone!
Getting back up
I’m thankful for the financial education that put me on a strong path before a car accident that totaled my car and an expensive move to be closer to work. Even though I‘ve been thrown off of my dollar cost averaging plan, I've been able to enjoy the fruits of the financial foundation I built before the accident. My emergency savings helped big time. Despite the increased spending on all kinds of things that I need now, I’m still nearly debt free. Very soon, I’ll be back investing. Knowledge is power and ignorance is expensive. I’m glad that I joined this group. I’ve learned so much. Big love to you all who continue to share your wisdom. It’s helped me so very much.
1 like • Nov '25
Wow. Thank God! It’s so empowering . I can’t wait to rebuild mine. I will talk to a business consultant to maximize or find another income stream.
1 like • Nov '25
@M. Dove thanks for asking and for your encouragement. I’m doing better but that accident “repositioned me for a richer perspective and advanced financial awareness”, I guess. I’ve been using my emergency savings every month since the accident. I just thank God it was there. I might’ve found a way to make the money back through a second income stream as a grant writer, thank God. I have to learn more though. The Twins have a video that inspired me along this path. I signed up for an HSA during open enrollment like the Twins advised. Also, I’ll start buying stock slices to keep investing. I forgot that I can at least do that as I figure things out. I pray that you’re doing great, learning, and able to keep making great financial choices. You got this! Happy holidays my friend.
1 month ahead 🎉
This may not sound like much of a win, but for me this is an exciting day. I could now take off 1 month of work and still pay all the bills and expenses. For years, every time I had between $2000-$3000, emergencies would happen, and I’d have to spend it and start over. This year, emergencies still came up—medical procedures, surgery, and body work done on two cars twice (due to broken tree branches falling). Yet somehow I now have over $5000 saved. I wanted to save more, and was feeling frustrated that all the unexpected things came up…but I thought I’d take this moment to celebrate my progress. Better to feel happy for what I’ve done than sad about what I haven’t!
4 likes • Oct '25
@Krystina Amos i count that as a win too. Your progress means that you have learned and are applying financial strategies to navigate setbacks and grow your money along the way. In Rich Dad, Poor Dad, Robert kiyosaki says financial education is like the deep roots of a tree that provide shade for life.
Research Note Taking
While researching I was reviewing information about Mutual Funds. Be aware of Funds with an A or B after it. That is a loaded fund therefore you pay more for the fund.
1 like • Oct '25
Thank you so much for sharing that @Marilyn Jackson Luster !
I bought QQQ, not QQQm- a little regretful
I'm reading that the ETF QQQm (NAV $240.74) is cheaper and has a lower expense ratio (.15%) than QQQ (NAV $584.29, .20%). How did I not catch that? Why would there be 2 ETFs with the exact same holdings and almost the same name? I missed on this one. @Nadia B @Nicole C. is there any silver lining to my mistake?
0 likes • Sep '25
Thank you!
1-10 of 28
Alia Spencer
4
85points to level up
@alia-spencer-8900
Librarian and founder of Neighborhood Health Literacy Group, Inc. Blessed to be here to learn and grateful for this financial family.

Active 16d ago
Joined Apr 18, 2025
West Palm Beach, FL
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