📚Introduce yourself + share a pic of your workspace 📚 "Same Conditions, New Behaviors!!" 📌What do you do for Business, Where is your business located? 📌Photo of your Workspace & Your Current Ride! Let's get to know each other! Comment below to WELCOME New Members!

An APY (Annual Percentage Yield) savings account is a type of bank account that earns interest on your deposits over time. - APY accounts compound interest, meaning your money grows faster than a regular savings account. - The higher the APY, the more your savings earn automatically.

A tradeline is any credit account that shows up on your personal credit report.This includes things like: - Credit cards - Auto loans - Student loans - Personal loans - Mortgages - Authorized user accounts Each tradeline reports your payment history, credit limit, balance, age, and status, which lenders use to judge how you handle credit.

A credit builder account is a tool designed to help people establish or strengthen their credit history.Instead of giving you money upfront like a normal loan, a credit builder account works by: 1. Reporting monthly payments to the credit bureaus 2. Showing consistent on-time history 3. Building a positive tradeline over time It’s basically a structured way to prove you can handle credit safely, even if you’re starting fresh or rebuilding.

(As a Manager With a Set Salary) 👉1. Form the Proper Business Structure To run payroll for yourself, you typically need to be structured as: - LLC taxed as an S-Corp - S-Corporation - Corporation (A standard LLC taxed as a sole prop can’t put the owner on payroll — only owner draws.) 👉2. Set Up an Employer Payroll Account Business owners must: - Register for EIN (if not already). - Register with your state workforce/department of labor for payroll withholding. - Set up state unemployment insurance account. - Choose a payroll software 👉3. Determine Your Salary You choose a reasonable salary for the “manager/executive” role you hold in your company.Common range for first-year owners: $24,000–$60,000/yr depending on revenue. 👉4. Run Payroll Your payroll software will: - Withhold taxes - Issue pay stubs - File payroll tax returns (941, state returns, unemployment, etc.) You get paid like an employee, through direct deposit — steady and predictable.