What Is a Tradeline? (Personal Credit Side)
A tradeline is any credit account that shows up on your personal credit report.This includes things like:
  • Credit cards
  • Auto loans
  • Student loans
  • Personal loans
  • Mortgages
  • Authorized user accounts
Each tradeline reports your payment history, credit limit, balance, age, and status, which lenders use to judge how you handle credit.
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Alaysha Shepard
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What Is a Tradeline? (Personal Credit Side)
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