Good morning, Consumer Reports once shared that people spend around 42 hours shopping and celebrating during the holiday season. When you slow down and think about it, that’s a lot of time. And it’s easy to get swept up in the “what” without ever pausing to plan the “when.” So as you head into this payday, take a moment to pull out your calendar and really look at what’s coming in the next few weeks. A little planning now can protect your peace later. Payday Tips • Gather all your invites and list them by week. • Add your regular responsibilities so nothing sneaks up on you. • Decide ahead of time which events you’ll attend—and which ones you may need to sit out. Remember, the goal is a Christmas season that’s joyful, not draining. And just a heads-up: next Wednesday, December 10th, we’ll be setting goals for 2026. Don't forget to add the Zoom link and date to your calendar. https://www.skool.com/pughfc-stewardship-2697/calendar Remember, you are welcome to share the Zoom link with any of your family or friends. -Latrisa

Read this article and wanted to remind you all of this tonight.

Good afternoon everyone, Thank you to everyone who completed their check-in! Total savings for future purchases: $30,605.22 Total payments towards debt: $103.886.12 Total debts paid off: 37 # of Participants: 16 Keep up the great work! Missed your check-in? Here is the link so you can be included next time. https://forms.gle/wJ1MG9nTo6Hf3atf6 Stay focused and keep reaching towards your goals. UPCOMING DATES: (Check calendar for links) - Group coaching dates: 12/8, 12/15, 12/22 - Group Budget work sessions: 12/11, 12/18 - Free Coaching call: 12/10 Have a great day!

PJ Morton - Do You Believe (feat. Yolanda Adams)