Good morning, To acquire wisdom is to love yourself; people who cherish understanding will prosper. Proverbs 19:8 NLT I want to be honest—these past few devotionals have been heavy. Writing them reminded me of situations where I had to grow, especially in learning how to say “yes” to myself. One thing I admire about Jesus is His self-awareness. He wasn’t afraid to step away, to rest, or to pray. He understood that caring for Himself wasn’t selfish—it was necessary. Overflow only happens when something is full first. That means taking time to fill your cup. Taking time to secure your family’s finances. Taking time to stay aligned with your spouse. When those things are in place, giving comes from overflow—not pressure. And sometimes, the wisest decision is saying “no” so you can say “yes” to what God has already entrusted to you. If this is hard for you, here are a few practical reminders: - Don’t answer immediately. Take time to count the cost. - Set a giving limit before anyone asks. - Talk with your spouse. Unity matters. - Offer other resources when you can instead of taking it on yourself. These conversations may feel heavy, but they matter. Stewardship means managing well—and that includes protecting your resources so you’re able to give wisely and freely. Reflection Question​ What signals tell me it’s time to say “not right now”? Prayer of the Week Dear God, Thank You for reminding me that caring for what You’ve entrusted to me is part of good stewardship. Help me grow in discernment to give wisely and protect the financial health of my family. In Jesus’ name, Amen. Enjoy time with your family this week. Merry Christmas! -Latrisa THIS WEEK IN PUGHFC - Complete your weekly check-in: https://forms.gle/AWXRvQ6kDAM2u6XR7 - Group Coaching Call is TONIGHT: Check the calendar for the time zone and Zoom link https://www.skool.com/pughfc-stewardship-2697/calendar

Good morning, I’m bringing this reminder back because it’s always timely—especially around the holidays. These weeks often come with awkward pay periods, and a little intentional work now can save you a lot of stress a few weeks from today. One thing I’ve learned (sometimes the hard way) is that peace doesn’t come from hoping it all works out—it comes from planning and trusting God with what’s already in our hands. Here are a few practical ways to stay grounded: - Pay larger bills early.​ If you’re able, go ahead and take care of your mortgage or other big bills now. It helps remove the temptation to use that money elsewhere and brings clarity to what you actually have left. - Delay spending until your regular pay date.​ Even when it feels uncomfortable, stick to your plan. The longer you can hold off on dipping into this check, the more breathing room you create for yourself. - Use cash for essentials.​ Cash creates a natural pause. When you’re not swiping, you’re more aware of what you’re spending—and that awareness matters. One area that has really helped our family this year is sticking to our grocery budget. If that’s a challenge for you too, be sure to check out the video I shared on staying on track at the grocery store. It’s been a simple but powerful shift for us. And don’t keep this to yourself—share it with your favorite coworker. I’m sure you’ve already talked about it. If you’re in K–12 or Higher Ed, enjoy your winter break. You’ve earned it. -Latrisa

Good morning, The replay for Monday's call is up! Check out a highlight from the call.

Good morning, We are continuing to make progress. As your income increases (this can happen from increase in pay or paying off debt) Remember to pray for the discipline to not get back to that situation. Stay focused so we can go into the new year strong! Savings for future expenses: $31,063.08 Total debt payments - $104,456.00 37 Paid off, 16 participants Keep up the great work. Haven't completed your update? Visit https://forms.gle/AWXRvQ6kDAM2u6XR7 to report your progress Have a great day!