There's a moment that ends more note investing careers than any bad deal. You finally find a good opportunity. The seller is sitting on non performing loans they'd genuinely love to move. You're ready. And then they ask: "How many deals have you done?" You say "none" — and the conversation is over. They're not being rude. They're managing risk. Why would they hand distressed paper to a stranger? And that creates the catch-22 that traps investors for years: → You can't get deals without credibility. → You can't get credibility without deals. I've been on hundreds of calls with investors stuck in exactly that loop. Smart people. Capital ready. Just no way to answer the question. Here's how we broke it: 1. A credential that actually proves something. The Certified Note Professional™ designation isn't a watch-some-videos certificate. You earn it through the Accelerator curriculum and a capstone — real underwriting, real resolution planning. When you hold it, you can defend it. 2. Your credibility, on paper. Alongside the certification, we build your Portable Vetting Package — financials, experience, references, deal approach — in the exact format institutional sellers expect before they open the door. So next time someone asks the question, you don't stammer. You send a document and say: here's who I am, here's how I underwrite, here's how I resolve. That's a completely different conversation. Both come with annual Foundation, along with qualified-buyer status and the $250K minimum waived — so your first deal can be sized to your comfort. If you've been browsing the marketplace for months waiting to feel "ready," this is the path: Get Certified

Got this feedback and thought I would share.. Any feedback from experience please share. For Michigan, the SOL on a note is six years from the date of maturity, or if the note has been accelerated, six years from the date of acceleration. If you are acquiring notes that are in default, it is important to know whether any prior holder accelerated the loan. In addition to the six-year period, there is an additional provision that the note cannot be enforced if no principal or interest payment has been made for a continuous period of ten years. If your note is secured by a mortgage, you can still enforce that lien for up to 15 years from the date of maturity or last payment, whichever is LATER. Note, however, that any payments more than 15 years past due cannot be collected.