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Note Investor Network

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Start (or scale!) your real estate portfolio with Skool's #1 mortgage note investing community.

Mortgage Note Mastermind

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The nation's most prolific and creative non-performing mortgage note investors.

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239 contributions to Note Investor Network
Chat GPT Archive
Im working on a project thats in one chat. The chat is so big now it takes a long to process files and I get errors and timeouts. Is there a way to archive some of the information and chatgpt still will track accurately our history? Or what another way to avoid this. Its writing code for me and some of the files have lots of lines of code. Help!
2 likes • 18d
Hey @Smitty Smith good question - Claude solves this problem with auto-compaction - you can do something similar with ChatGPT by asking for a 'kick-off prompt' with all necessary context from the existing session to bring into a new session. However - it sounds like your reaching the upper-limits of the web-based ChatGPT capabilities. You should move over to working in your CLI (terminal on Mac, command prompt on PC) - you can ask ChatGPT how to get it set-up (it's called Codex for OpenAI or Claude Code for Anthropic). You'll have much more technical capabilities there to write code & process large files. And it will all live on your computer (with a backup on GitHub if you set that up as well - I recommend it!) Check out the video I did with DJ setting up his CLI here (paid members only)
1 like • 16d
nice! yes, but you don't have to copy & paste code into VS Code, you can have Codex or Claude Code just write it all directly into your repo with no in-between steps
July Portfolio is here! 56 NPL Cherry-Pick is Live!
Today kicks off the latest cherry-pick offering - indicative bids are due next Friday July 24th. Free members must qualify and hit a $250k minimum Foundation members need to qualify but have no minimums Mastermind members have Provisional Qualification & no minimum In other words, you can start closing deals Day 1 as a Mastermind member while we help you complete your full qualification package. Portfolio Overview here: https://fixnotes.com/portfolio/FN-P-2026-JUL And instructions on bidding here: https://fixnotes.com/offers Leave your questions about the process, assets or membership below!
2 likes • 18d
Hi @Rasshaan Reed - it's not for everyone but you can get on a strategy session call to map out your next moves here: https://fixnotes.com/mastermind If it's a good fit we'll give you the game plan to take your portfolio/real estate career to the next level!
What is your win when a borrower refinances your note?
If you could refer your performing and re-performing loan borrowers to a licensed MLO for a refinance, what would be your biggest win? Comments are welcome.
Poll
5 members have voted
4 likes • 22d
We love refinances! Wish I could pick "all of the above" Clean exits are great, title companies never ask for every last piece of documentation as long as you have a recorded assignment of mortgage. And of course, full payoffs always beat a discounted settlement!
If You Don't Understand Notes, You Don't Understand Real Estate
Every foreclosure you've ever seen started as a non-performing note. You were looking at the property. A note investor was looking at the paper — months earlier, at a better price, with more options. Every seller-finance deal you've ever done created a note. That note has a market value you could sell for cash tomorrow. Most people holding paper right now have no idea. When institutional capital "buys up housing" — a huge share of it isn't buying houses. It's buying the debt on houses. The note market isn't a niche inside real estate. It's the layer underneath all of it. The houses are the collateral. The notes are the asset. I put this all together in a new video — the mechanics, the pricing, and a real deal from this January with full numbers. Watch it here: https://youtu.be/_K5nd3nHENE 👉 One question for the group: when did it click for you that notes were the asset and the property was just the collateral? Drop it below.
4 likes • Jun 26
you've seen the light @Wendy Tucker-Beck ! not many people even know that our niche exists
4 likes • Jun 26
hahah yes!! blowing their minds @Mike Ruscica
Last Call for the Challenge (Final Cohort!)
We're running our final Note Buying Challenge cohort today - https://fixnotes.com/challenge Get in while you can! This is the last challenge cohort of the summer (and foreseeable future). Stay tuned for next week - we'll be unveiling a brand new Workshop!
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Robert Hytha
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Making Distressed Real Estate Debt Investing Ethical, Accessible & Profitable. Helping borrowers, banks & real estate entrepreneurs since 2011.

Active 10h ago
Joined Oct 1, 2025
Philadelphia
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