Today kicks off the latest cherry-pick offering - indicative bids are due next Friday July 24th. Free members must qualify and hit a $250k minimum Foundation members need to qualify but have no minimums Mastermind members have Provisional Qualification & no minimum In other words, you can start closing deals Day 1 as a Mastermind member while we help you complete your full qualification package. Portfolio Overview here: https://fixnotes.com/portfolio/FN-P-2026-JUL And instructions on bidding here: https://fixnotes.com/offers Leave your questions about the process, assets or membership below!

Every foreclosure you've ever seen started as a non-performing note. You were looking at the property. A note investor was looking at the paper — months earlier, at a better price, with more options. Every seller-finance deal you've ever done created a note. That note has a market value you could sell for cash tomorrow. Most people holding paper right now have no idea. When institutional capital "buys up housing" — a huge share of it isn't buying houses. It's buying the debt on houses. The note market isn't a niche inside real estate. It's the layer underneath all of it. The houses are the collateral. The notes are the asset. I put this all together in a new video — the mechanics, the pricing, and a real deal from this January with full numbers. Watch it here: https://youtu.be/_K5nd3nHENE 👉 One question for the group: when did it click for you that notes were the asset and the property was just the collateral? Drop it below.

Our first ever FREE 7-day note buying challenge starts today!! Join the cohort and learn how to analyze and price non-performing mortgage notes (hands-on!) fixnotes.com/challenge Did I mention, it’s 100% free?? Happy memorial day :)