What's going on fam, it's a Funding Friday! Wanted you guys to see the overview of a what a funding file needs to look like. This client has already been through credit repair but we specifically cleaned his report so he would still be FUNDABLE! A lot of times repair agents take off EVERYTHING negative, but the file ends up being to thin to fund once it's cleaned up. I'm connecting him with Chase, US Bank, and Truist today so I'll hit y'all with the results when they come in.

Happy Friday Funders! I know I been a little ghost celebrating my birthday this week but that doesn't meant the work wasn't still getting done. I'm proud of this one y'all. Anybody who has ever had a late on Ava knows how hard it is to get that thang turned around, but don't let em tell you it can't be done. You just gotta be persistent family. My boy is gone be business funding ready in no time and that's because we stick to the script over here!

I’ve been working on my credit and trying to move smart — not just guessing. I know I still have a thin credit profile, so I’m focused on building it the right way. I need real feedback from people who know what they’re doing 👇 🔵 What’s your credit score? Experian: 686 Equifax: 725 TransUnion: 734 🔵 How many negative accounts? 0 (clean file) 🔵 How many positive accounts? 1 primary + 1 authorized user (thin file) 🔵 How many inquiries? 2 (from Discover & Chase — denied due to thin credit) 💳 Positive Account Questions: 🔵 How many credit cards? 2 (1 is authorized user) 🔵 Highest credit card limit? $3,400 🔵 Oldest open credit card? JPMCB Card 🔵 What is your average credit card utilization? 19% 🔵 Highest loan (Mortgage, Car, Personal Loan, Etc) amount? None yet 🏢 Business Questions: 🔵 Do you have a business? No (working toward it) 🔵 How would this community help you? I’m building my credit from thin to strong and want to leverage it the right way for funding and business credit. I’ve also started building a relationship with VyStar Credit Union (checking + savings + direct deposit), with the goal of positioning myself for a strong auto loan approval and better rates through them. 🔥 REAL QUESTION: What should I do NEXT with a thin but clean profile like this? • Add more primary tradelines? • Lower utilization more? • Go for auto loan soon or wait? • Start business credit now? I’m trying to move strategic, not waste time — any real advice helps 💯 👇 Appreciate any game you can drop 👇

I need a fast way to clean up my credit report. I had credit card settlements but everything has been paid off. I have 63 derogatory marks on my credit report from the settlement. My credit score is back up to 680. Is there a way to get these removed? I am trying to get an sba loan for a building.

Happy Monday millionaires, hope y'all had a beautiful weekend. This is my weekly reminder post that if you aren't using Experian backdoor you must want your clients to keep waiting for results. These are first round receipts y'all and we getting CHARGE OFFS, off in the first go. Oh and 5 quick inquires off just for good measure (I keep telling y'all you could sell inquiry removal alone and make BANK!) Lock in Family, I keep telling y'all IT'S POSSIBLE!