Jepi vs spyi SPYI and JEPI are both monthly income-focused covered call ETFs, but SPYI is designed for higher yields and capital appreciation, while JEPI focuses on lower volatility and conservative, moderate income. SPYI generally outperforms in bull markets due to its S&P 500 exposure and tax-efficient options strategy, whereas JEPI often fares better in downturns, making SPYI more suited for growth-oriented income . Key Comparison: SPYI vs. JEPI - Yield & Strategy: SPYI (NEOS S&P 500 High Income ETF) offers a higher annual yield (approx. 11-12%+) by holding the full S&P 500 and selling call options. JEPI (JPMorgan Equity Premium Income ETF) provides a lower, more conservative yield (approx. 7-9%) by investing in a managed portfolio of lower-volatility U.S. stocks and ELNs. - Performance: SPYI has generally delivered higher total returns over the past 1-3 years by capturing more upside in tech-heavy, bullish markets. JEPI acts more defensively, often trailing in rallies but providing more stability during downturns. - Tax Efficiency: SPYI often uses Section 1256 contracts and return of capital (ROC), which can be more tax-efficient for taxable accounts compared to JEPI's distributions, which are often taxed as ordinary income. - Costs: JEPI has a lower expense ratio (0.35%) compared to SPYI (0.68%). - Portfolio Construction: SPYI is passively managed with full S&P 500 exposure and a 34%+ tech tilt. JEPI is actively managed, selecting a subset of lower-volatility stocks, resulting in a less tech-heavy, more diversified portfolio.  Which one to choose? - Choose SPYI if: You want maximum monthly income, higher total return potential, and better tax efficiency for a taxable account. - Choose JEPI if: You are a conservative investor seeking lower volatility, have a lower risk tolerance, and want a lower-cost, actively managed, defensive income stream. 

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