I applied for a PenFed online Checking(membership also needs a Saving) on March 7th ,it opened free checking and membership on Mar 12th.
The next day after application, I received an email asking me to upload three documents: proof of address, ITIN, and passport. I uploaded all the documents,n have been waiting for their response.
On Mar 12th,I received the final email saying that it was fully opened. Then, I added a $5 DD to activate their membership saving account. Once the deduction is successful, it can be used.