The Fastest Way to Build a Rental Portfolio With Little to No Money Left In

If you’re trying to grow a rental portfolio without tying up all your capital — you need to master the BRRR strategy:→ Buy→ Rehab→ Rent→ Refinance→ Repeat

Here’s how it works in simple terms:

Buy an undervalued property with potential (often distressed or off-market).
Rehab it strategically to force appreciation (new kitchen, paint, floors, etc.).
Rent it out to strong tenants at market rate.
Refinance the property based on the new appraised value and pull out most — or all — of your original capital.
Repeat the process with that recycled capital to acquire your next deal.

Let’s run the math:

🔹 Purchase Price: $90,000🔹 Rehab: $20,000🔹 All-In: $110,000🔹 After Repair Value (ARV): $160,000🔹 Refinance @ 75% LTV = $120,000 cash-out✅ You now own a fully rented property, got your initial capital back, and can buy the next one.

💡 Pro Tip: Focus on markets where ARV spreads are wide enough and rehab costs are manageable.

📈 Why it works: This method allows you to scale without constantly needing new cash. It’s how many investors go from 1 to 10 doors in under 24 months.

Are you currently using the BRRR method?

What phase of the BRRR are you strongest/weakest in?

Drop your experience or questions below — let’s break it down together.

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