Now that it's the end of the year one thing I like to do is renew annual subscriptions for my business and pay for the entire next year. This gives less cash flow going out for the new year.
This month I paid for all my subscriptions as a full year so in the start of the new year I don't have money going out for expenses each month.
**NOTE** make sure you log when these subscriptions are going to renew so you have the cash to renew them at the end of 2026.