What Makes CER Business Finance Different?
1.CER is led by the Managing Director, bill christie, a Chartered Banker and Fellow of the Chartered Banker Institute, with over 40 years of experience in High Street banking, merchant banking, and consultancy. This level of senior‑level expertise is uncommon among small independent finance facilitators. Some years ago, Bill was invited, as having had previous senior positions in high street and merchant banking, to be a Banking Ambassador for Together Money. A new innovation in the sector and has, when appropriate, a specialist Team at Together Money who are dedicated to assist the Banking Ambassadors.
2. Focus on Identifying what Clients WANT and show them what they NEED.
As a Business and Commercial Finance Consultant, Bill does not simply package what clients request, CER emphasises uncovering the true financial need—a more strategic advisory approach.
This positions them as a consultative partner, not just an intermediary.
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3. Full Proposal Preparation & Professional Presentation
CER goes beyond introductions by collating client information, preparing detailed proposals, and presenting them professionally to the most appropriate lenders.
This end‑to‑end preparation is a differentiator from standard brokerage firms that often expect clients to supply more of the work themselves. Hence Bill being recognised as a Business and Commercial Finance CONSULTANT.
4. Broad Sector Coverage Including Property, Development & Land
They explicitly support all business sectors, including more complex segments such as property development and land acquisition—areas where many brokers specialise narrowly or avoid higher‑complexity cases.
5. Ability to Secure a Wide Variety of Funding Types
CER provides business advice and guidance and access to identifying the appropriate financial tools. Collaborating closely with Accountants, Solicitors and many of their trusted professional connections.
Short‑term and long‑term loan
Cashflow solutions
Asset Finance
Invoice Finance
Commercial bridging finance
Development and property related funding.
Government supported Lending Schemes.
Capital Allowances
R&D Tax Credits
6. This wide range of instruments shows flexibility compared with brokers that focus on only one type of finance.
7. Tailored Identification of Funding Sources & Security Requirements
CER helps clients understand that what they WANT may not be what they NEED.
- Which funding source is right?
- What financial contribution is needed?
- Whether security is required (and what to do if it is not available)
This personalised analysis sets them apart from competitors who follow more rigid lending templates.
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7. One‑to‑One Service from a Senior Principal
The company operates on an independent, specialist scale, meaning clients receive direct attention from the Managing Director, Bill Christie.
This boutique structure often means more personalised service and faster communication.
Find out more about Bill Christie and CER Business Finance Ltd: -
Book a F2F or Zoom meeting.
Call Bill on 07711129031