What Makes CER Business Finance Different? 1.CER is led by the Managing Director, bill christie, a Chartered Banker and Fellow of the Chartered Banker Institute, with over 40 years of experience in High Street banking, merchant banking, and consultancy. This level of senior‑level expertise is uncommon among small independent finance facilitators. Some years ago, Bill was invited, as having had previous senior positions in high street and merchant banking, to be a Banking Ambassador for Together Money. A new innovation in the sector and has, when appropriate, a specialist Team at Together Money who are dedicated to assist the Banking Ambassadors. 2. Focus on Identifying what Clients WANT and show them what they NEED. As a Business and Commercial Finance Consultant, Bill does not simply package what clients request, CER emphasises uncovering the true financial need—a more strategic advisory approach. This positions them as a consultative partner, not just an intermediary. 2. 3. Full Proposal Preparation & Professional Presentation CER goes beyond introductions by collating client information, preparing detailed proposals, and presenting them professionally to the most appropriate lenders. This end‑to‑end preparation is a differentiator from standard brokerage firms that often expect clients to supply more of the work themselves. Hence Bill being recognised as a Business and Commercial Finance CONSULTANT. 4. Broad Sector Coverage Including Property, Development & Land They explicitly support all business sectors, including more complex segments such as property development and land acquisition—areas where many brokers specialise narrowly or avoid higher‑complexity cases. 5. Ability to Secure a Wide Variety of Funding Types CER provides business advice and guidance and access to identifying the appropriate financial tools. Collaborating closely with Accountants, Solicitors and many of their trusted professional connections. Short‑term and long‑term loan Cashflow solutions

What is the relationship between Netwalking – The Commonwealth Games – Human Trafficking Bill Christie Director of CER Business Finance has been a Rotarian for many years. Assisting and identifying how best to assist/promote Charities and other organisations has been a way of life for him. Recently at 8Business Netwalking organised by Kelly Houston, Bill met Sharmila (Sam) Wijeyakumar, Chief Operating Officer for Rahab’s Daughters. A member of the Rotary Club of London and previously for 10 years with a Rotary Club in the USA, Sam and her team will be in Glasgow for the forthcoming Commonwealth Games. Not to participate as athletes but to identify what could be instances of “Human Trafficking” and to help all of us identify and highlight such situations Sam at 16 years of age became a victim and now a survivor of Human Trafficking. Below is the link to the virtual presentation to the Rotary E Club of The West of Scotland by Sam on 17 May 2026. If you thought that Scotland and indeed the UK were “immune ” to Human Trafficking - THINK AGAIN and view her presentation. https://youtu.be/-1JKx20JFU0

Delighted to be joining the Group. Where I have been and what I do is in my Digital Business Card, which can be accessed www.cerbusinessfinance.co.uk With well over 40 years experience and knowledge in Business and Commercial Finance, initially in High Street and Merchant Banking (awarded A Fellowship of The Chartered Banker Institue in 2010). Establised with my own Consultancy "CER" in 2006. I would love to chat to your clients and you what they/you want and show what they/you need and more inportantly to facilitate introductions.