From the archives... · Every Day Rockstars

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From the archives...

Day 13 is an oldie but goodie. Today, we do a brief overview on DIY credit repair 💳

Did you know even one late payment can ding your score for years? Thankfully, it’s not the end of the story. I pulled my reports, found a few single late payments, and sent goodwill letters to each company.

These aren’t disputes... they’re respectful requests asking creditors to remove a one-time slip from your record. Own the mistake, explain the situation, and show you’ve fixed the issue (like setting up auto-pay). You’d be surprised how often they’ll say yes.

I don't teach my credit repair course anymore, but if you need help, I have a trusted resource I am happy to connect you to.

Have you ever had a late payment? How did you address it?

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