Every December, my inbox fills with the same question:
“Is it too late to save on taxes this year?”
The good news? You still have options.
The honest news? It’s not as many as you would’ve had with early planning.
If you're just now thinking about tax strategy, you can still:
Max out retirement contributions
Make last-minute equipment purchases
Prepay certain expenses
Take advantage of remaining deductions
These moves help, but they’re Band-Aids, not a full strategy.
Here’s the real lesson: The people winning in December are the ones who started in January. They’ve been planning all year, not scrambling in the final four weeks.
If you're feeling behind, don’t beat yourself up. You're not alone, and you still have time to make meaningful decisions.
Let’s get you through this December with smart moves, and set you up so next year feels less stressful and a lot more strategic.
What’s one tax step you’re taking before the year ends?