19d • Parking Parasites
Hearing Set to set aside CCJ - 28/01/26
Hi All,
Latest update about my G24 parking charge that escalated to a CCJ via DCBL.
I'm a little nervous to be honest, I've not attended a hearing before so I have no idea what to expect, any advice would be appreciated please.
With help from you guys, I did included a witness statement and a draft defence in my application.
I tried the SAR steps with DCBL and G24, but the last email I received from DCBL was as follows:
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A copy of the signed and executed original credit agreement under the Consumer Credit Act 1974, sections 60-65. Requesting a copy of the signed and executed original credit agreement under the Consumer Credit Act 1974 (CCA) sections 60-65 does not relate to a parking charge.
The Deed of Assignment that transfers the rights to the alleged debt from G24 to DCBL. - In response to your request for a Deed of Assignment, please be advised, this is used to inform debtors that a third party has purchased the debt, as we are instructed by the original creditor it is not applicable. To clarify, a Deed of Assignment is a legal document used to transfer rights or obligations from one party to another. No rights have been transferred to DCBL, the rights and obligations still remain with our client and we act only on their instruction. No such document exists in this situation and therefore cannot be provided.
Any and all correspondence related to my account, including but not limited to internal notes, communications, and any documents that DCBL has relied upon to assert the claim against me.
Evidence of compliance with the UK GDPR, including the lawful basis for processing my personal data in relation to this matter.- Internal notes, opinions, or discussions that do not constitute formal records of personal identifiable data are not required to be provided. Please be aware that all correspondence is sent via our postal‑app, which handles printing, stamping, and delivery automatically through Royal Mail. As a result, we do not retain personal copies of physical letters once dispatched.
Legal right to process data:
Performance of a contract – data is necessary to fulfil the debt recovery services they've been instructed to carry out.
Legal obligation – they must process data to comply with legal or regulatory obligations.
Legitimate interests – debt tracing and recovery involve legitimate business interests, such as pursuing repayment or locating a debtor.
You are in receipt of a full and compliant SAR, with all evidence provided to you.
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Is there anything else I could do before my hearing?
I haven't done my ICO complaint, should I do it now or after the hearing?
Thanks in advance guys :)
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Hearing Set to set aside CCJ - 28/01/26
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