Jul '25 • General discussion
Credit card query.
Good evening all,
I recently tried an experiment to test the water,I wrote a letter to the CFO of my credit card company,1st class signed for, asking that,as a responsible & loyal customer, I've always settled my balance every month,requesting my credit limit be lifted,to give me unlimited credit.
According to the information I've learned,am I right in thinking that each digital signature transaction I make creates a security, which over the month accrues interest.
I offered him power of attorney to discharge my account every month,in return for this service,I offered all of the interest from all of the new securities I responsibly create.
My rational,being that,the more I spend, the more they make.
This was done about 3 months ago,I'm yet to receive a response,I probably won't get 1 either,it seems.
I am planning my next move, possibly a follow up letter, requesting a response within a reasonable time,& depending on the outcome,SARs is then the probable route.
I would appreciate any comments or advice on the best route to go, maybe members have had success with this, furthermore more,it seems that the only way to get what we want,or deserve,is to litigate, I'm finding the prospect of this quite exciting,but I understand I need to learn a great deal more to build up confidence.
Cheers, Andrew.
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6 comments
Credit card query.
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