Dec '25 • General discussion
Can I count this as a win?
I have had a letter from Cabot. They say "Unfortunately, it appears that Lloyds Bank are unable to provide the requested documentation. If at any stage the documents become available, we will forward these to you and the account will become enforceable once more. This means we are not permitted to obtain a county court judgements or a warrant for diligence against you. In addition, I can confirm due to the time elapsed this entry will no longer appear on your credit file. Although your account is currently unenforceable, the balance remains payable and due."
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Can I count this as a win?
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