Ever since I had the letter saying the debt in unenforceable Cabot have been ringing me multiple times a day and have stepped up the letters inviting me to pay. What should I do next?

@Peter Wilson will do, thank you.

Ten liability orders date back to 2016. I now have the SAR back from the council, and they have included the summons for the 10 liability orders. Although none of them look like they have come from a magistrates' court, as there is no court stamp on them. I attach one. I have emailed the court to get more information.

I emailed the courts about the liability orders, they have finally got back to me and said we can have a copy of an extract of the court record but I have to pay for it. this is the reply from the court. "The requirement for the court to produce a written liability order was abolished in 2003 and therefore none was produced or signed. The evidence of the order is the extract, which you will receive if you pay the fee. We do advise you to contact the council directly as they may be able to help you further with your query. The Magistrates Court only hold council tax records on the day of the summons hearing."

@Dave DimeBar lol

so I have sent 3 sars and the estopple, cabots reply is Thank you for your email on 04 August 2025. We received your Subject Access Request (“SAR”) and the relevant ID documents on 13 May 2025 and subsequently supplied you with your data through our secure portal, Kiteworks on 25 July 2025 within regulatory timeframe. We undertake reasonable searches and have provided you with all information relating to you that you are entitled to. As no new concerns have been raised, our position remains unchanged as confirmed in our previous correspondences. Your comments regarding irrevocable estoppel by acquiescence have no basis in law. We suggest you seek Independent Legal Advice. In response to your objection to the processing of your personal data, we are declining that objection for the below reason. In accordance with Article 6, as mentioned previously, we rely on legitimate interest to process your personal data. We have purchased your account, and we cannot engage with you to collect any outstanding balances without processing your personal data. We believe that the processing would be expected by customers from a transparency perspective, as the original creditor had your personal data in order to manage your account. Additionally, our processing will be in line with our privacy policy that was highlighted to you when we sent you our Notice of Assignment. On balance, we believe that we simply cannot meet that purpose; engage with you to arrange to collect the outstanding balance without processing your personal data, and we believe that our legitimate business need outweighs any potential detriment and will not impact your rights and freedoms. In summary, we believe that our processing of your personal data is lawful, fair and transparent If you are requesting for another SAR; due to the short amount of time elapsed, data is likely to be limited. In view of the above, please confirm if you require a further SAR. Please note, we are unable to proceed with your request until we receive clarification on your request.

should i send a SAR to LC2 ASSET

@Jacqueline Howsen i think Link is a different firm to LC2 because LC2 are not able to collect debt in their name because they are not regulated by FCA and don't have part 4a, so they give it to link. I think thats right but if you watch the video for last weeks meeting Peter talks about this situation.