This is the only place I have ever seen a 15% fixed return locked in for 5 years. A typical annuity offers 4%, CDs and HYSA are around 3-5%. With the prime interest rate dropping over the past year and expected to continue over the next year, that means that those rates will be going down as well. That is also the reason why this particular opportunity will be closing and may never be available again.
All large investment firms have deals like these but they are only offering them to their high net worth people with millions to invest. We are opening this up for as little as $25k to get started.
This is an ideal situation for retirement accounts either traditional or ROTH or for cash.