Yep. Looks like the IRS considers it a taxable gain. Thus you may have to pay taxes on that gain. The same as if you defaulted on personal loan. https://www.cnbc.com/2026/02/23/student-loan-forgiveness-irs-bill.html?__source=androidappshare

So excited. Today was a huge day for me! I used my side hustle money to get into the Grok folder. $1K and then I'm going to use the other $2K to pay off my Capital One old credit card. Best use of my money ever! But I have to then run without those funds in case of an emergency. But my higher knowledge knows this is the best path. Wisdom + action = success. :)

Today I joined Autopilot AI for some investing. Super cool to try. Lets see if I can get a better return than dividend investing. The app automatically adjusts your stock holdings as needed. No more trading or option selling. And you can get a 60% ROI then compound it every year. Snowball fast ball. :) Feel free to give it a try. https://www.joinautopilot.com/landing

https://www.newtraderu.com/2026/02/14/why-smart-people-struggle-to-get-wealthy-the-psychology-of-wealth/

Very cool stat from Marketwatch: A record 30 states required a personal-finance course for high-school graduation as of late 2025, according to Next Gen Personal Finance. https://www.marketwatch.com/story/more-teens-are-investing-in-the-stock-market-as-the-american-dream-falls-out-of-reach-03457e1e?mod=home_persfin