How much money do you really need to get started in property investment❓

It’s a question I get asked all the time — and the truth is, it depends on your area and strategy.

Here’s a quick breakdown based on the North East 🏡💰

💷 Turn-key Buy-to-Let (using a mortgage): around £30,000+

💷 Buy, Refurbish, Refinance (using bridging): around £50,000+

💷 Buy, Refurbish, Refinance (cash purchase): around £100,000+

On a BRR deal, you’ll typically leave £20–25k invested in the property after the refinance.

So if you have access to borrow private funds — or work with an investor — your personal cash requirement could be much lower. 👍

Property investment doesn’t need to be out of reach — it just needs the right structure and plan.

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