@Cynthia Morris You’re more than welcome! And no you’re not being nosy; I don’t mind sharing. What I meant by trying to get my other family members on board with Shawn’s program is that I’m trying to convince them that it might be better for them to partner with Shawn’s team as opposed to trying to run every aspect of the surplus funds business by themselves. I’m not sure now much research you’ve done yet about the business, but there are “a lot” of hats to wear if you’re going the route of doing it on your own. As opposed to doing it all on your own, you can just partner up with Shawn’s team as a researcher and let them do all of the heavy lifting (as they say ☺️). I prefer that better (just my personal opinion, everyone is different). The main reason I was trying to convince my other family members to partner up with Shawn’s team is because they’ve been at it for 2 years now doing everything and they haven’t had much success at all. And “no”, I don’t share Shawn’s program; even if it is with family. That’s against the rules if I recall correctly ( @Shawn Buige correct me if I’m wrong here). They will each have to purchase the program on their own in order to become a researcher/partner with Shawn’s team. Sorry for the long message but I hope this helps!