Congratulations Melinda, and more checks on there way for you.

Happy New Year David, with that said what are your group rules meaning I'm not going to promote myself or any other business that I'm doing that rude and unprofessional to do in someone's group, but are we allowed to JV with members in this group on Surplus Funds or State Claims, as you know there are new people in your group and also other that may be more experienced. Of course no fulgor or abusive language to other members, and we should be respective to others common things we all should be aware of.