I came home with a Restaurant grade charbroiler! Up until that day we had a favorite steakhouse here in town, Clarks Landing. We were able to tour the kitchen one night and I saw how they made such awesome steaks seared perfectly. I'm like...I'm getting one of those! So I quit my J.O.B. (Just Over Broke) on Friday and Saturday morning I went to the Restaurant supply and bought an $1,800 36" Charbroiler and a stainless table and my wife thought I was nuts! "You quit your job and spend that kind of money the next day? She soon figured out my logic. We were dropping $150 every steak session at Clarks Landing (roughly every 3 weeks) and now that I am Voluntarily Self Unemployed, things had to change. Up until that tour of the restaurant kitchen, I kept buying outdoor grills that would fall apart every 3 years and they never had the sear heat to properly cook a steak! It's been 20 years now and I have almost never bought a steak in a restaurant...and I still have the same charbroiler!

I just spent 3 days (7 hours a day) at a big real estate event and here’s what hit me. They broke the whole game down into 3 roles: Finder The dog on the bone. Calling homeowners, chasing FSBOs, digging through every crack in the market trying to find real deals at 60 cents on the dollar. Their job is to feed the Operator. Operator The flipper. The one in the chaos. Hiring contractors, buying materials, lining up the money, paying everybody, dealing with inspectors, buyers, lenders, drama, delays, all the shit that has to be handled just to get one house sold. Funder The money. Private lender comes in, looks at the numbers, decides yes or no, wires the funds, and then goes back to their life while the Operator sweats it out. When the deal closes, they get paid and look for the next one. Everyone in that room—attendees and coaches—kept pointing to the same “endgame”: 👉 Be the Funder Be the Funder Be the Funder And I’m sitting there thinking: I’ve been doing a version of this for 20 years… but louder. Because the note business is the Funder on steroids. We’re not funding one or two flips, getting cashed out, then letting our money sit around hoping for the next “good deal” to come along. It's also a race to the bottom. The operator is always looking for the cheapest money. Why borrow at 12% when I can get it for 7 or 8 or 6. Those are crap numbers. As note investors, we buy the paper. We buy groups of deals. We control the income stream. We work them out, restructure, modify, foreclose when we have to, and get paid from multiple directions. Some notes pay my retirement accounts for 20 years tax free! My family business can comfortably work 5–6 deals at the same time. Any more than that and yeah, we start to go a little bonkers—but in a good way. That’s leverage. That’s control. That’s being the Funder with way more options than a one-off flip. If you’re tired of only swinging a hammer or chasing leads and you want to see how the “Funder on steroids” side really works, drop a 🔥 in the comments or message me “NOTES” and I’ll walk you through how this model actually builds long-term cash flow.

There is a house I drove past yesterday that has 2 tarps on the roof. Yes in Point Pleasant NJ! I want to knock on the door and offer to pay for a new roof out of my retirement account. I will explain to the homeowner that we will get an appraisal done tomorrow and record an option to purchase stating that today's value compared to the future value of when the house sells for, we split the amount of increase 50/50. In other words, today's value = $600k and the date of sale is worth $650k we split the 50k. If the value goes down we split nothing. They always come back and say "I don't ever intend on selling this house" well then, you got yourself a free roof! My mentor has done this countless times over the years and has been dead 16 years and the checks keep rolling in to the family! They have no idea how many of these deals he did. He used to go out driving on Sundays just pulling over for those big blue road signs and made roof deals! Houses sell. It might take 30 years but houses sell! Some fat checks are showing up! Jack Miller the legend!

We are entering a period of the greatest transfer of wealth of our lifetime! Not because of a Pandemic or Recession but because of Age. I read the book (thanks @Peter Privon) "Die With Zero" and thought it was brilliant. I realized the brilliance was the audience he was speaking too which was the Baby Boomers! Born 1946-1964 which makes this generation today 61-79 years old. In this book he speaks about the three phases of aging. There are the Go Go years 60-70, the Slow Go Years 70-77, the No Go Years 80's and beyond. Because we have a large generation of wealthy people entering the age of 70-80, these people are done! They just want to be done with their real estate investments, their vintage cars, their accumulated assets, they are just done! Drop a line below, what you are going to do about this?

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