Every good course should solve a specific problem. Instead of me guessing, I want you to tell me: What’s the #1 problem you want solved next inside Retirement Cash Flow? Thanks for taking the time to answer!

Wait...don't tell me... You don't have any money to buy real estate. Right? No💵 Get out there and find a deal anyway! 🏡 Call a Realtor and tell them you are looking for a deal, if they don't know what you are talking about go call another one! 📞 Use the 1% rule. Figure out what the rental income would be. That number should be more than 1% of the purchase price. Monthly rental income totals $3,800 then your offer should be less than $380,000 The lower you go under $380,000 the better the deal! When you find a deal bring it to this community

Everybody gets pushed into the same script:“Get a job → finance a shiny car → brag about the payment.” Here’s why that payment is quietly robbing your future: 1️⃣ Your car is a liability, not an asset It doesn’t pay you. It doesn’t send you a check. It just sucks money out of your account every month. 2️⃣ It sits doing NOTHING most of the time Your “investment” is parked in a driveway or parking lot 90% of the day. You’re paying interest… on something that’s literally sitting there. 3️⃣ Depreciation is brutal The second you drive it off the lot, it drops in value. 3–5 years go by, it’s worth half… but you’ve paid a TON in payments, interest, insurance, taxes, repairs. 4️⃣ That payment could be buying freedom$400–$800/month into cash-flowing assets over your 20s and 30s could fund your retirement. Instead, most people light that money on fire to “look good” for strangers. 5️⃣ Banks love your car payment. Your future self doesn’t.The system is built so you stay on the hamster wheel: new car, new payment, forever. That’s not wealth. That’s a trap. 🔁 The smarter play: - Drive something reliable and paid off - Keep your monthly nut LOW - Use the money you don’t send to the bank to buy assets that send you money If you’re young, the goal isn’t a “sick car”…It’s a future where your assets pay for any car you want in cash. 👉 Question for you:What would happen to your finances over the next 5–10 years if you took your car payment and redirected it into cash-flowing investments instead

50 Year__________________________________________ 30 Year --------------------------------------------------------------------------------------------------- Purchase price $420,000_________________________ $420,000 Down Payment $42,000__________________________ $42,000 Mortgage Amount $378,000______________________ $378,000 Number of months 600___________________________ 360 Interest Rate 7%__________________________________ 7% Monthly payment $2,274.38_______________________ $2,514.84 👉Total Interest $986,642____________________________ $527,346 👉Interest after 8 Years $209,598_____________________ $201,844 I did this over 8 years because the norm is, people churn out of their financing every 8 to 10 years for various reasons. I realize that if the 50 year carries a higher interest rate then the whole thing blows up! So, to save $240 a month is it all worth it? Please drop a comment below. (After typing this and calculating this manually I could have had AI Spit this out in 20 seconds) Damn!😆

You can buy a performing mortgage as an investor. What the hell does that even mean? Let me break it down the way nobody on Wall Street will: A borrower buys a house worth $250,000.They put $40,000 down.The bank writes a $160,000 mortgage, with all the normal income, credit, and paperwork boxes checked. Now here’s the part most people never hear: Banks don’t like to sit on these loans. Their business model is: write the loan → sell the loan → recycle the money. But sometimes they screw something up in the file. Maybe it’s a missing doc, a weird guideline issue, or something technical. The payment is still on time. The borrower is still performing. But the big buyers say: “Yeah nope pass.” Now the originator is stuck holding a loan they meant to sell.They label it “scratch and dent” and dump it at a discount just to free up capital. That’s where we come in. As investors (yes, even inside your retirement accounts), we can buy that same good, paying loan at a discount… and collect the principal and interest for the next 20+ years. - The cheaper we buy it 🡆 the higher our yield. - The higher our yield 🡆 the faster our retirement account grows. This is how you start acting like the bank. 👉 Honest question: Would you rather spend the next 30 years hoping your mutual funds behave… or collect payments every month on a mortgage you own as the bank? Drop me a line below. let's talk!