3 months ago, I wrote a guide on how ITIN holders can request a TransUnion credit report when the normal online process does not work. I’m resharing the main idea here because this is still useful for a lot of people in Cloud Residents. If TransUnion keeps failing to verify you online, there is another way to request your report. You can go through their live chat support and ask them to mail you a paper copy of your credit report. The process is simple. You go to TransUnion support, open the chat, decline the WhatsApp option if it appears, choose the menu options for a live agent, and select credit report as the reason. Once you reach an agent, you can ask them to send your TransUnion credit report by mail. They will usually send a secure form where you enter your personal details. The most important detail is that ITIN holders should enter the 9-digit ITIN in the SSN field when completing that form. Your address also needs to match the one already connected to your bank or credit accounts. If the address does not match, verification may fail. The mailed report normally includes: • your personal details • address history • open and closed accounts • hard inquiries • soft inquiries One important point, this paper report will not include your credit score. It is mainly useful for checking what TransUnion actually has on file for you. This can help if you want to: • review the accounts reporting under your file • check whether inquiries are showing correctly • catch mistakes before applying for new accounts If you recently opened your first account, keep in mind it may take around 45 to 60 days before a TransUnion file is fully established. The full step by step guide is here: Source: https://www.taxsym.com/blog/transunion-credit-report

Relay financial recently closed my account after using it for 1 year I already have Wise but I don’t like it. Mercury rejected my application Please advise which banks I can sing-up easily I have ITIN too

I’ve got approved for Capital one credit and after online access of the account hours later they sent me email: We’re restricting your Capital One® bank account(s) until we can verify some of your personal information. I tried verifying with my passport live photo but its not being accepted , few hours back when they sent me link over phone for verification when i was creating app account on that link it worked but now now working I’m frustrated please help

Hello Everyone So I applied for the RAMP charge card and Treasurey account after seeing @Ain - Cloud Resident post and got approved for a 12k limit with a 1000 sign-up bonus. The application was super easy but had to manually upload bank statements as they couldn't verify a 25k+ balance via Plaid. Basically, I use Fidelity business account as my primary and they weren't able to verify details via auto-connect. Anyways, so yeah, I got approved. I'm happy. @Ain - Cloud Resident the Goat

I have to send money from business account to a bank account in another country I usually use Ria money services but they don't have business accounts. So what other option is there?