Cloud Residents · US Credit
5.0 · 14 reviews
Private
1.8k members
$18/month
I've never been to the US in my life. I still bank with Chase and Bank of America and hold over $200,000 in US credit limits, all without ever visiting the United States.
Cloud Residents shows you how to do the same from Spain, Brazil, India, the UAE, Japan or almost anywhere else. No Social Security number, US visa or trip required.
Member results:
🇧🇭 Bahrain: $500 to $64,000 in limits in 10 months
🇹🇷 Turkey: $500 card to Amex Business Platinum in under 5 months
🇬🇪 Georgia: zero to 4 US cards in 6 months
What's inside:
  • US bank accounts, personal and LLC: Chase, Bank of America, Navy Federal
  • US credit cards: Amex Gold and Platinum, Chase, Capital One
  • Business credit cards and payment processors for non-US residents
  • $199 ITIN via an IRS Certified Acceptance Agent
  • US driver's license or state ID as a non-US resident
  • Travel rewards and thousands of data points
  • Access to Cloud Residents AI
$18/month. Cancel anytime.
Become a Cloud Resident of the United States.
成为美国云居民,无需赴美即可拥有美国银行账户和信用卡。
5.0 · 14 reviews
M Shai
Best community for non-US residents! I had my US visa denied, so I thought opening US bank accounts and credit cards would be be impossible for me. But Ain is a real master at this. Without me ever visiting America, he helped me open Bank of America and Navy federal accounts with proper introduction, and I also got approved for AMEX Business Platinum with only 2 months of history. Now I am all set up and very excited to open more credit cards and collect good travel points. Thank you.
8d ago · Still a paying member after 4 months
Erik B
I found this group through Reddit, and it’s what got me into building US credit history and getting US credit cards, I honestly wouldn’t have known where to start if I didn’t join here! The classroom is really helpful and has pretty much everything you need to know about establishing US credit history. Ain is also really knowledgeable, and whenever you have a question, he always tries his best to help. Definitely recommend the community to anyone looking to get started with US credit!
Aug 2026 · Still a paying member after 9 months
Ken Tanaka
Found Ain through Reddit last year and joined as a paid member about 3 months ago. Since then, he has helped me build my US credit from zero, including a real residential address through CloudResidents.com, proof of address, US phone number, a US state-issued ID, Chase business banking, and over $60,000 in business lines of credit for my LLC. He stays in direct contact and helps personally instead of just pointing me to pre-recorded courses or guides. Very satisfied.
Oct 2026 · Still a paying member after 3 months
Michael Martinez
Ain is genuinely the best in the industry. No one even comes close to the level of content, knowledge, and value he brings to the table. The depth and quality of his content are on a completely different level compared to everyone else. He consistently delivers insights that are actually useful and hard to find anywhere else. When it comes to content and overall community, Cloud Residents is by far the best in the industry.
Sep 2026 · Still a paying member after 10 months
R C
There is the most amazing support in this group for being a cloud resident. Worth every penny. If you're thinking about building credit in a different country this is skool group you need to join. I had a denied Chase credit application turn into an approval with >100k limit. Wouldn't have known how otherwise. 10/10 Experience.
Oct 2026 · Still a paying member after 5 months
Cloud Residents · US Credit
US credit cards and bank accounts for non-US residents - without ever visiting the United States. No SSN and no visa required.
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