Win from Friday got our development funding over the line last week for our office to resi conversion for 9 apartments in Saltash. May look like an ugly building but it has amazing river views. Now the fun part begins!!

I had to share this short clip from one of my podcast episodes with our client Diyari, and it absolutely hit home. Had to share it with you all. In the video, he talks about something so many people ignore: Most people are comfortable being comfortable. And honestly… that’s the scariest place to be. Diyari’s 62 now, and he said something powerful: “Life is too short. If you don’t live it on your terms, then whose terms are you living it on?” Your parents, society, the government, they all mean well, but they come from a different world, a different education, a different time. You are the only one who can decide to burst that bubble and step into something bigger. We all have that “comfort zone shell,” just like he said… But nothing grows in there. You’ve got to break it to learn how to fly. So, here’s my challenge to you today: What’s one thing you’re going to do this week that pushes you out of that comfort bubble?

I came across some ETF's. Which ones would you suggest as for properties LAIT I believe...? A lot of info but also potential and with some platforms no fund managers needed.

Hi all, There are a lot of SIPP providers outhere. I am interested in commercial property, light industrial units etc... Found XPS ok with this. Just wondered any others to compare fees, p.a charges etc? Thank you

Was wondering is strategy almost off hands for newbies would be reasonable or not.? New builds in Exeter if negotiated in sales office with discount 3-5% depending on stage. Example: 200K two bedroom flat with allocated parking with foundations only with 5% discount would give 10K less. After 6 months finished and final price higher about 5-10% already. Nowadays asking price for next phase ready in 12 months 215K. So while under construction even without tenant one makes around £1000K per month which is minimum rent in Exeter. So if after 2 years one sekla it and releats it is classed still as investment not trading? How long one needs to keep flat before selling after completion on BTL? If structured correctly via limited company and put on market via agency how long it needs to be advertised for? One approach could be to inflate rent so that no Tenant would get it and sell after 3 months or rent it for Year or two and sell. Are there any timelimits so that it is classed as investment instead of trading? Heard that HMRC does tax traders a lot but surely there must be rules let's say minimum 6 months after completion to try to rent it or rent it for minimum 6 months contract then sell and repeat. Anybody knows please?