Just got approved for the Mercury IO credit card, so sharing the datapoint in case it helps someone here. It’s basically a charge card (not a traditional revolving credit card) with 1.5% cashback, and the balance is automatically deducted from your Mercury account. My approval details: • $2,500 monthly limit • Instant approval • Took literally 2 clicks inside the Mercury dashboard From what I understand, if you already have a Mercury account, the main requirement is keeping around $15k+ balance in the account. But the reason I was interested in it isn’t really the cashback or the limit. The big value is that Mercury IO reports to all 3 business bureaus (D&B, Experian Business, and Equifax Business), which can help build your business credit profile. Since my current goal is simply to build visibility and reporting history for the business, this looked like a useful tradeline to add. Thought I’d share the datapoint in case others here are considering it.

I originally tried options like RedPocket and Tello, but unfortunately my iPhone would not connect properly to data roaming. Every time I switched off Wi-Fi, it went straight to SOS, so that route did not work for me. After doing a lot of research, I found a cleaner and more stable alternative that can give you a mobile or residential proxy in a specific US city/state when available — and the cost can be as low as around $0.80 for 3.3GB. This can be very useful when you are trying to access US banking, credit card, or financial platforms while keeping your connection consistent with your US setup. I genuinely believe having a stable US connection played a role in helping me get approved for a $2,000 Capital One Platinum card with a brand new ITIN. https://www.skool.com/itin/cp1-approved-for-2k?p=b09f4e85 It does require a little bit of technical setup, but it is not too hard once you understand the steps. Comment and leave a like whoever interested below.Ill write down a step by step guide. Step by Step guide : https://www.skool.com/itin/the-cheapest-most-stable-way-i-found-to-get-a-us-mobileresidential-proxy?p=8299b09b

I recently reviewed my business credit profiles through Nav and discovered several issues I wouldn’t have known about otherwise. Business reporting is a lot messier than personal. What I found: - Equifax Business had duplicate files for my company. - Experian Business had incorrect company information. To address it: - I contacted Equifax Business directly and requested an investigation. - I submitted a correction request through Experian Business’s online portal. I’m still waiting for the investigations to be completed, but the experience reinforced an important lesson: Building business credit isn’t just about getting tradelines and credit cards. You should also periodically review your business credit reports to make sure the information being reported is accurate.

Now, you can connect your EXTERNAL personal or business account and that will count towards your daily balance of Mercury and your IO limit will increase I came to know about this today only and connected my personal account. Have you tried it? 🔥

Happy to share that, PayPal pre-approved me for a $700 pay-later option. Already used the $200, still left $500 to try it out by buying items online that accept PayPal payment.