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Global Business Growth Club

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Business account for Wyoming LLC
I know a lot of non-US resident like me applying Wyoming LLC to run their business. However, when it comes to business account application, I heard most US banks are not willing to provide business account and credit card to Wyoming LLC, since it hides member's name from public records. (Let's put Neobank like Mercury/Relayfi aside first) So far I do my research and find 2 ways, foreign filing or open a new LLC in other state like Florida and close the Wyoming one. I am wondering if there is any good way to solve this, or maybe Wyoming LLC won't be an issue? Would happy to hear anyone who has experience in this.
1 like • 26d
Hi @Kevin Fang we can help you with this and have worked with clients in the same situation with Wyoming LLCs. Feel free to book a free call here to review your case: https://calendly.com/paola-zslz/30min?month=2026-05&date=2026-05-05
Unconditionally Free U.S. Personal Checking Account for Non-U.S. Person without SSN/ITIN?
Hi everyone — asking for a friend who is a non-U.S. person with no SSN or ITIN. Is there any practical way to open a personal checking account at a U.S. brick-and-mortar bank that is unconditionally free? My friend visits the U.S. once or twice a year for a week or two and wants the account mainly for local expenses. Most banks we’ve checked charge monthly fees unless you meet waiver conditions like minimum balance, direct deposits, age requirements, or regular activity, which does not fit this travel pattern. The only close option I found is BMO Smart Advantage Checking, but BMO branches are limited to certain states, mostly California, Illinois, Wisconsin, Colorado, and Arizona — not New York or surrounding states. Any better ideas or personal experiences from nonresidents without an SSN/ITIN? Thanks!
0 likes • May 11
Honestly, if the goal is simply to spend money during occasional trips to the US, fintech platforms like Wise or Revolut may still be the easiest and most practical solution, since they are generally much more accessible for nonresidents and avoid many of the fees and requirements traditional US banks usually have.
Missed a call as I was confused with time zone information
Hi, I have a question. I was expected for Call with your team today at 3:30 PM 20 April Eastern time and Canada as I am in NY. However, my fault is that i did not understand the time zone correctly and I missed it at 3:30 AM UTC+3. This I saw later in my mail reminder. Does it mean i can never contact with your team? The time info was really confusing for me. I am so sorry for that.
0 likes • Apr 20
Hi Dinara, no worries at all! Thanks for letting us know. You can reschedule your call here: https://web.jamesbakercpa.com/jbcpa-free-scheduling-funnel-2026 Let me know if you have any questions in the meantime 😊
Extension Request for Disregarded Entity
Hi I am not ready to send my return to the IRS. I have a single member LLC with foreign ownership. Could you help me figure out what form to send before April 15 to ask for an extension ? 7004 or 4868? My worry is 1120 proforma +5472 penalty. Thanks for any advice
1 like • Apr 14
For a single member LLC filing Forms 1120 (pro forma) + 5472, you should file Form 7004 to request an extension not Form 4868.
I am in !!
Hi Everyone!!Just joined and ready to be educated.
0 likes • Apr 6
Welcome! 🙂
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Paola Moreno
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191points to level up
@paola-moreno-1702
Communication first

Active 1d ago
Joined Feb 2, 2024
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