Hi guys 👋 Looking for advice on the best state to form and run a 501(c)(3) for a nonprofit project by digital nomads. AI suggestions have been pretty generic and don’t really fit our case, so we’d love input from people with real experience. Also, just to clarify upfront: under the law, a 501(c)(3) cannot be an LLC — it must be a nonprofit corporation, with the corresponding compliance requirements. Our situation: 1. 5 directors (all natural persons); operations fully outside the U.S. 2. No active solicitation in the U.S. → ideally no need for AG registration 3. No need for director privacy (names can be public on the Secretary of State) 4. Expected annual revenue well under $50k (below IRS thresholds) 5. Minimal formation costs, and ideally $0 annual state-level maintenance fees Given this setup, which state would you recommend and why? Also—are there any videos or content from James Baker where he discusses the best states for forming a 501(c)(3)? Thanks a lot 🙏

Do I get a credit score as a non resident? If yes which card do I start with to build history?

Hi friends, I just received an Email-Reply-Denial message from a popular Fin Tech. Because employees of this Fin Tech may actually read my post here, I do not want to post their name, but our Great friend James Baker has mentioned them in the past on 1 or more of his videos. (It’s not Mercury, Relayfi, Wise, Payoneer) Anyway, in their Email-Reply-Denial message they sent me, they blatantly lied to me below. "Unfortunately, we were unable to verify your ownership of the business." I’m 100% positive that this has absolutely nothing to do with the real reason that they declined me for a bank account. My business is a normally accepted business by banks, and there is no fraud or AML or unpaid debt issues in my past. My website that I shared with the FinTech was clear, honest and normal looking. I accept that banks have ZERO obligation to tell us the True reason that they denied us a bank account. I’m here asking for some advice please: I’m wanting to know if anyone thinks I should “try again by replying back” with this unnamed FinTech? Since I believe they have made up a Blatant False claim why they rejected me, is there really anything that I can do or say in an email to change their mind. Has anyone had a similar experience where they were able to reply back to a FinTech, and get them to reconsider?

Hi friends, Recently, I have located a person from North Carolina (not a friend or family member) who is willing to allow me to use their home address so that I can receive mail and get a Utility bill in my name at their address. North Carolina is 14 hours drive south of the Canadian Border and I really do not want to visit this state because it’s cost and time prohibitive for me. (It’s very difficult to get an ongoing USA Utility bill in your name if you don’t have an American friend or family member.) My plan was to ultimately open 2 Personal Bank Accounts and 2 or 3 Business Bank Accounts in Niagara Falls NY which is just a 2 hour drive for me. I live in Toronto. My concern is that I could walk into any of the Big USA banks branches in Niagara Falls NY and when the bank employee looks at my proof of address and notices I claim to live in North Carolina …. ….is that this bank employee is going to kick me out of her branch and insist that I go visit a BOA branch that is in North Carolina? Based on my needs of wanting to open "multiple bank accounts," am I crazy for even considering using a person’s North Carolina address when I’m never really wanting to visit North Carolina? And, am I constantly going to be fighting an uphill battle with bank employees at Niagara Falls NY banks when they ask me why I just don’t open a Personal-or-Business bank account in the State (North Carolina) that my paperwork says in live in? Or, will Niagara Falls NY bank employees not be to concerned as long as all my other paperwork looks good?

Hello Members ! I have been trying to get Amex Gold through Global Transfer programm. I am Living in Germany and have been Using Amex Platinum since 4 Years. Anyone here as US-Non-Resident successfully got american Amex Gold card? The option i know (theoretically): Buy an US-Address (like from anytime mailbox) > Buy US-Phone Number (like from Tello) and use the invoice mentioning the Address and then apply for Amex. Has anyone got through this process sucessfully?